Watauga County property record for 312 Saint Andrews Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,004 sqft · built 1981 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit May 2018 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1940-99-9156-000 |
| Primary APN | 1940-99-9156-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 2,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1777375 |
|---|---|
| Street Address | 312 SAINT ANDREWS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | GGGC-L 064 |
| Legal Subdivision | GRASSY GAP GOLD COURSE BEECH MOUNTAIN |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 921000 |
312 Saint Andrews Rd is owner-occupied and held in a trust since December 2008.
Source: Watauga County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 10, 2018 | Quit Claim Deed ATTORNEY ONLY |
| May 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 24, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 1, 2008 |
| Transfer Doc | 0000133250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Document Number | 0022200814 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2220/814 |
| Instrument | 711311 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 10, 2018 |
| Property Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Document Number | 0019720299 |
| Book / Page | 001972 / 000299 |
| Instrument Date | May 9, 2018 |
| Instrument | 668567 |
| Record Updated | May 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4000 ISLAND BLVD #1606 AVENTURA FL 331605252, 1606, AVENTURA, FL 33160-5252 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 9, 2018 |
| Property Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Document Number | 0019720122 |
| Book / Page | 001972 / 000122 |
| Instrument Date | May 7, 2018 |
| Instrument | 668512 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4000 ISLAND BLVD #1606 AVENTURA FL 331605252, 1606, AVENTURA, FL 33160-5252 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 9, 2018 |
| Property Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Document Number | 0019720120 |
| Book / Page | 001972 / 000120 |
| Instrument Date | May 7, 2018 |
| Instrument | 668511 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4000 ISLAND BLVD #1606 AVENTURA FL 331605252, 1606, AVENTURA, FL 33160-5252 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 312 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8215 |
| Document Number | 0019320427 |
| Book / Page | 001932 / 000427 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 200 LESLIE DR #814 HALLANDALE BEACH FL 330097317, 814, HALLANDALE BEACH, FL 33009-7317 |
| Document Number | 0019320427 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 001932/000427 |
| Instrument | 660918 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 312 Saint Andrews Rd was $1,897, down 65.7% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,500 (-) Land $31,000 Building $529,500 | ||
| 2025 | $1,897.00 (-65.69%) | $560,500 Land $31,000 Building $529,500 | |
| 2024 | $5,529.00 | $560,500 Land $31,000 Building $529,500 | |
| 2023 | $560,500 Land $31,000 Building $529,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Saint Andrews Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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