312 S Willow Dr, Unit 3, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 312 S Willow Dr, Unit 3, Surfside Beach, SC 29575

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,440 sqft · built 2001
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Aug 2026)
Tax Bill	$4,551 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-07-01-0068`

Property Details

APN / Parcel Number

Primary APN	`461-07-01-0068`
Alternative APN	`1950341023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	312 S WILLOW DR, 3
City	SURFSIDE BEACH
State	SC
Zip	29575-3586
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HEATHER OAKS HPR; UNIT 3 BLDG 312
Legal Subdivision	HEATHER OAKS HPR
Legal Unit	3
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1011
Census Tract	51202

Owner

312 S Willow Dr, Unit 3 is owned and occupied by an individual who bought it in August 2026.

Source: Horry County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	312 S WILLOW DR, 3, SURFSIDE BEACH, SC 29575-3586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer
Sep 14, 2023	Warranty Deed, Transfer
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE & AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Sep 14, 2023 · Amount on File
Deed Document Number	202688014
Deed Book / Page	5112 / 3231
Prior Transfer Date	Apr 8, 2002
Prior Transfer Doc	0000752829
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 11, 2026
Property Address	312 S WILLOW DR, 3, SURFSIDE BEACH, SC 29575-3586
Document Number	0000088014
Book / Page	5112 / 3231
Instrument Date	Aug 6, 2026
Instrument	202688014
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S WILLOW DR, 3, SURFSIDE BEACH, SC 29575-3586

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 14, 2023
Property Address	MYRTLE BEACH, SC 29575
Document Number	0047230928
Book / Page	4723 / 928
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Tax	$13.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S BUTTRESS DR, FUQUAY VARINA, NC 27526-6857

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Mar 13, 2019
Property Address	312 S WILLOW DR # 3, 3, SURFSIDE BEACH, SC 29575-3520
Document Number	4190/2810
Book / Page	004190 / 002810
Instrument Date	Mar 13, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18044 GAME FARM RD DEXTER NY 136344007, DEXTER, NY 13634-4007

Mortgage

Document Number	6071/2033
Date	Mar 13, 2019
Book Page	006071/002033

Lender

Name	FINANCE & AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 S Willow Dr, Unit 3 was $4,551.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,551.00		$350,000 (-) Building $350,000
2024	$4,551.00 (+397.92%)	$21,000 (+1.42%) Building $21,000	$350,000 (+77.48%) Building $350,000
2023	$914.00	$20,706 Building $20,706	$197,200 Building $197,200
2021	$2,706.00	$20,706 Building $20,706	$197,200 Building $197,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 312 S Willow Dr, Unit 3 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 S Willow Dr, Unit 3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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