Minnehaha County property record for 312 S Waterside Cir, Sioux Falls, SD 57107
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,778 sqft · built 2021 |
| Lot Size | 0.644 acres (28,048 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,129 (2025) |
| Deeds & Mortgages | Nov 2020 Construction Loan Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-21-16-370-005-000 |
| Primary APN | 01-21-16-370-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Finished Area |
| Basement Area | 1,732 sqft |
| Finished Basement | 1,592 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,048 sqft (0.644 acres) |
| Garage Type | Attached |
| Garage Area | 898 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 93200 |
|---|---|
| Street Address | 312 S WATERSIDE CIR |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57107-3084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 1 CHERRY LAKE RESERVE WEST TO CITY OF SIOUX FALLS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 10406 |
312 S Waterside Cir is owner-occupied and held in a trust.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 312 S WATERSIDE CIR, SIOUX FALLS, SD 57107-3084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST DAKOTA NATIONAL BANK |
| Jun 17, 2021 | Warranty Deed, Subdivision Related Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 312 S WATERSIDE CIR, SIOUX FALLS, SD 57107-3084 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9509 W LAKESIDE CIR, SIOUX FALLS, SD 57107-3069 |
| Document Number | 1905MTG/947 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 1905 MTG/947 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57110 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jun 17, 2021 |
| Property Address | 312 S WATERSIDE CIR, SIOUX FALLS, SD 57107-3084 |
| Document Number | 605DEED/566 |
| Book / Page | 605 DEED / 566 |
| Instrument Date | Jun 15, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2023 |
| Title Company | GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $539.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 S WATERSIDE CIR, SIOUX FALLS, SD 57107-3084 |
The 2025 property tax bill for 312 S Waterside Cir was $9,129, up 27.6% from the year before.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | West Central School District 49-7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,443 (+2.39%) Land $77,538 Building $610,905 | $688,443 Land $77,538 Building $610,905 | |
| 2025 | $9,129.00 (+27.61%) | $672,400 (-3.15%) Land $78,400 Building $594,000 | |
| 2024 | $7,154.00 | $694,300 Land $78,400 Building $615,900 | |
| 2022 | $8,529.00 | $561,700 Land $78,400 Building $483,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 S Waterside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 S Waterside Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 77% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | MINNEHAHA COMMUNITY WATER CORP |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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