312 S Upper St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 312 S Upper St, Lexington, KY 40508

Property Summary

Property Type	Apartments (5+ Units)
Details	2,946 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2008)
Tax Bill	$4,409 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Dec 2018 Mortgage + 2 more
APN	`10002010`

Property Details

APN / Parcel Number

Primary APN	`10002010`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,946 sqft Total Area
Basement Area	1,473 sqft
Finished Basement	1,473 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Combination
Lot Area	5,663 sqft (0.13 acres)
Lot Width	50 ft Width

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	312 S UPPER ST
City	LEXINGTON
State	KY
Zip	40508-2679
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-2
Legal Description	A-701B LEX URBAN R. C. D. A. LOT; BOOK: 2802 PAGE: 227
Legal Subdivision	LEX URBAN R. C. D. A.
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2016
Census Tract	101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Hill Historic District listed 1978 · 203 contributing resources · NRIS 78001323

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 34045, LEXINGTON, KY 40588-4045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage BANK OF LEX
Dec 21, 2018	Deed of Trust, Mortgage CITIZENS BK OF KY
Dec 21, 2018	Deed of Trust, Mortgage CITIZENS BK OF KY
Mar 11, 2022	Deed of Trust, Mortgage CITIZENS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2008 · Amount on Record
Deed Sale	May 2, 2008 · Amount on Record
Deed Document Number	2008293
Deed Book / Page	2802 / 227
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	312 S UPPER ST, LEXINGTON, KY 40508-2679
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009164/555
Date	Aug 23, 2018
Book Page	9164/555

Lender

Name	BANK OF LEX

Agreement

Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	312 S UPPER ST, LEXINGTON, KY 40508-2679
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009235/429
Date	Dec 21, 2018
Book Page	9235/429

Lender

Name	CITIZENS BK OF KY

Agreement

Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	312 S UPPER ST, LEXINGTON, KY 40508-2679
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009235/411
Date	Dec 21, 2018
Book Page	9235/411

Lender

Name	CITIZENS BK OF KY

Agreement

Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	312 S UPPER ST, LEXINGTON, KY 40508-2679
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000382/284
Date	Mar 11, 2022
Book Page	0382/284

Lender

Name	CITIZENS COMMERCE BANK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,409.00 (+1.87%)	$350,000 (-)	$350,000 (-)
2025	$4,328.00	$350,000 (-)	$350,000 (-)
2023	$4,328.00	$350,000	$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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