Beaverhead County property record for 312 S Main St, Lima, MT 59739
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,376 sqft · built 1910 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,500 (Dec 2018) |
| Tax Bill | $2,430 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R1816773 |
| Primary APN | R1816773 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| 2nd Floor Area | 480 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 681 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000401637 |
|---|---|
| Street Address | 312 S MAIN ST |
| City | LIMA |
| State | MT |
| Zip | 59739-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLADER ADD NO B (LIMA), S09, T14 S, R08 W, BLOCK 5, LOT 17 - 21, ACRES 0.402 |
| Legal Range | 08W |
| Legal Township | 14S |
| Legal Section | 09 |
| Legal Subdivision | SLADER ADD NO B (LIMA) |
| Legal Block | 5 |
| Legal Lot Number | 17-21 |
| Jurisdiction | BEAVERHEAD MT |
| Township / Civil Division | LIMA-CENTENNIAL VALLEY |
| Census Block Group | 2 |
| Census Block | 2687 |
| Census Tract | 100 |
312 S Main St is owned and occupied by two individuals who bought it in December 2018.
Source: Beaverhead County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 10, 2018 | Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on File |
| Deed Sale | Dec 10, 2018 · Amount on File |
| Prior Sale | Sep 29, 2006 · Amount on File |
| Deed Document Number | 2018291756 |
| Deed Book / Page | 391 / 3459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Property Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Document Number | 00405/1919 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 405/1919 |
| Instrument | 311510 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 279 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Property Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Document Number | 000402/145 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 402/145 |
| Instrument | 307544 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Recording Date | Dec 10, 2018 |
| Property Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Document Number | 391/3459 |
| Book / Page | 391 / 3459 |
| Instrument Date | Jan 4, 2016 |
| Instrument | 291756 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | TITLE FINANCIAL SPECIALTY SE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 S MAIN ST, LIMA, MT 59739-3009 |
| Document Number | 291676 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 291676 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 312 S Main St was $2,430, up 124.6% from the year before.
Source: Beaverhead County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Beaverhead County |
| Municipality | Lima Town |
| Unified School District | Lima K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,430.00 (+124.58%) | $200,681 (-) | |
| 2025 | $1,082.00 | $200,681 | $200,681 Land $52,231 Building $148,450 |
| 2023 | $1,769.00 | $227,980 | $227,980 Land $27,150 Building $200,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 S Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 S Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LIMA serves 279 people · EPA ID MT0000276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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