Adair County property record for 312 S Harrison St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,456 sqft · built 1980 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Dec 2017) |
| Tax Bill | $3,336 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-231-009 |
| Primary APN | 04-05-231-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 312 S HARRISON ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 BLK 27 O T SPLIT FROM 0405231007 TO -009 & -010 |
| Legal Subdivision | ORIGINAL TOWN OF STUART |
| Legal Block | 27 |
| Legal Lot Number | 3,4 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960100 |
312 S Harrison St is owned and occupied by two individuals who acquired it in August 2018.
Source: Adair County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 S HARRISON ST, STUART, IA 50250-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Aug 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 14, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on File |
| Deed Sale | Dec 14, 2017 · Amount on File |
| Prior Sale | Nov 17, 2008 · Amount on File |
| Deed Document Number | 20171499 |
| Deed Book / Page | 767 / 20 |
| Last Transfer Date | Aug 17, 2018 |
| Transfer Doc | 20181731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 312 S HARRISON ST, STUART, IA 50250-2029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 767/21 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 767/21 |
| Instrument | 2017-1500 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Aug 24, 2018 |
| Property Address | 312 S HARRISON ST, STUART, IA 50250-2029 |
| Document Number | 20181731 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 2018-1731 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 S HARRISON ST, STUART, IA 50250-2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Dec 14, 2017 |
| Property Address | 312 S HARRISON ST, STUART, IA 50250-2029 |
| Document Number | 0767/0020 |
| Book / Page | 0767 / 0020 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 2017-1499 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 S HARRISON ST, STUART, IA 50250-2029 |
The 2025 property tax bill for 312 S Harrison St was $3,336 with a homeowner's exemption, down 0.4% from the year before.
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,336.00 (-0.42%) Homeowner's exemption | $228,240 Land $24,480 Building $203,760 | $228,240 Land $24,480 Building $203,760 |
| 2024 | $3,350.00 | ||
| 2023 | $209,990 (+22.11%) Land $18,360 Building $191,630 | $209,990 Land $18,360 Building $191,630 | |
| 2022 | $3,166.00 Homeowner's exemption | $171,970 Land $18,360 Building $153,610 | |
| 2021 | $171,970 Land $18,360 Building $153,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 S Harrison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 S Harrison St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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