312 S Front St, Sterling, CO 80751 Property Records

Logan County property record for 312 S Front St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 768 sqft · built 1906
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2022)
Tax Bill	$429 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`38052532117002`

Property Details

APN / Parcel Number

Primary APN	`38052532117002`
Alternative APN	`3772000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	768 sqft Heated Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1924
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	115 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3772000
Street Address	312 S FRONT ST
City	STERLING
State	CO
Zip	80751-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 35' LOT 1 BLK 6 ORIGINAL STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	STERLING ORIGINAL
Legal Block	6
Legal Lot Number	1
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2083
Census Tract	966200

Owner

312 S Front St is owned and occupied by an individual who bought it in August 2022.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	312 S FRONT ST, STERLING, CO 80751-4213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Aug 25, 2022	Deed of Distribution, Transfer · FHA Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Deed Document Number	2022762953
Deed Book / Page	1051 / 143
Prior Transfer Date	Feb 27, 2009
Prior Transfer Doc	0000692592
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	312 S FRONT ST, STERLING, CO 80751-4213
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S FRONT ST, STERLING, CO 80751-4213

Mortgage

Document Number	0000775793
Date	Jun 27, 2025
Book Page	1063/999
Instrument	775793

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

August 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LOGAN CO
Recording Date	Aug 25, 2022
Property Address	312 S FRONT ST, STERLING, CO 80751-4213
Document Number	0000762953
Book / Page	1051 / 143
Instrument Date	Aug 24, 2022
Instrument	762953
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000762954
Date	Aug 25, 2022
Instrument	762954

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 312 S Front St was $429.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$429.00	$5,123	$81,959 Land $20,125 Building $61,834
2023		$53,810 (+1,338.77%) Land $15,090 Building $38,720	$53,810 (-) Land $15,090 Building $38,720
2022	$308.00	$3,740 Land $1,050 Building $2,690	$53,810 Land $15,090 Building $38,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 S Front St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 S Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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