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312 S Forest Dune Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 312 S Forest Dune Dr, Saint Augustine, FL 32080 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,442 sqft · built 2003
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Mar 2018)
Tax Bill$18,471 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Nov 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN174191-4030

Property Details

APN / Parcel Number

Primary APN174191-4030

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Stories3 Stories
Building Area4,442 sqft Living Area
Gross Area5,339 sqft
1st Floor Area1,885 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area390 sqft
PorchFinished Screened Porch
Porch Area936 sqft
Deck AreaDeck Area
Patio Area864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address312 S FOREST DUNE DR
CitySAINT AUGUSTINE
StateFL
Zip32080-8704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description36/1-11 SEA COLONY UNIT 1 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK D LOT 3 OR4511/161
Legal Range30E
Legal Township08S
Legal Section10
Legal SubdivisionSEA COLONY UNIT 1 OF THE BEACH CLUB AT A
Legal BlockD
Legal Lot Number3
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2004
Census Tract21410

Owner

Source: St. Johns County records · APN 174191-4030

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Line of Credit
MOUNTAIN COMMERCE BANK
Nov 02, 2018Deed of Trust, Mortgage · Line of Credit
MOUNTAIN COMMERCE BANK
Mar 13, 2020Loan Modification, Mortgage · Conventional Mortgage
MOUNTAIN CMRC BK
Mar 02, 2018Warranty Deed, Transfer
MOUNTAIN COMMERCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2018 · Amount on Record
Deed SaleMar 02, 2018 · Amount on Record
Prior SaleNov 15, 2007 · Amount on Record
Deed Document Number201814232
Deed Book / Page4511 / 161
Prior Transfer DateMar 22, 2004
Prior Transfer Doc0000036801
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704

Mortgage

Document Number0053851423
DateOct 05, 2021
Book Page5385/1423
Instrument2021108298
Lender
NameMOUNTAIN COMMERCE BANK
TypeBank
AddressJOHNSON CITY, TN 37602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 01, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046360509
DateNov 02, 2018
Book Page4636/0509
Instrument2018079582
Lender
NameMOUNTAIN COMMERCE BANK
TypeBank
AddressJOHNSON CITY, TN 37602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 03, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704
Document Number0049390549
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address312 S FOREST DUNE DR ST AUGUSTINE FL 320808704, ST AUGUSTINE, FL 32080-8704

Mortgage

Document Number0049390549
DateMay 08, 2020
Book Page004939/000549
Instrument35669
Lender
NameMOUNTAIN CMRC BK
TypeBank
AddressJOHNSON CITY, TN 37602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 07, 2030

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 02, 2018
Property Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704
Document Number0045110161
Book / Page4511 / 0161
Map ReferenceMB36 PG1-11
Instrument DateFeb 28, 2018
Instrument2018014232
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address628 OCEAN PALM WAY, 628, SAINT AUGUSTINE, FL 32080-8707

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 S FOREST DUNE DR, SAINT AUGUSTINE, FL 32080-8704

Mortgage

Document Number2018014233
DateMar 02, 2018
Instrument2018014233
Lender
NameMOUNTAIN COMMERCE BANK
TypeBank
Agreement
AmountAmount Recorded
Term119 Months
DueFeb 28, 2028

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,187,831 (+2.7%)$1,848,558 (-4.76%) Land $407,000 Building $1,441,558
2025$18,471.00 (+9.03%) Homeowner's exemption$1,156,603 (+2.9%)$1,940,863 (+8.88%) Land $407,000 Building $1,533,863
2024$16,941.00 (+1.66%) Homeowner's exemption$1,124,007 (+3%)$1,782,501 (+5.53%) Land $388,000 Building $1,394,501
2023$16,665.00 (+1.44%) Homeowner's exemption$1,091,269 (+3%)$1,689,019 (+22.78%) Land $388,000 Building $1,301,019
2022$16,429.00 Homeowner's exemption$1,059,484$1,375,641 Land $352,800 Building $1,022,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 294 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies954 units insured
660 under condo master policies
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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