Adair County property record for 312 S Division St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1975 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-233-006 |
| Primary APN | 04-05-233-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 1,376 sqft |
| Unfinished Basement | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 10 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 312 S DIVISION ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5,6,7 & 8 BLK 29 O T |
| Legal Block | 29 |
| Legal Lot Number | 5-8 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960100 |
Source: Adair County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 S DIVISION ST, STUART, IA 50250-2071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 312 S DIVISION ST, STUART, IA 50250-2071 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0747/189 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 0747/189 |
| Instrument | ES17-0042 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2032 |
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,514.00 (+3.88%) Homeowner's exemption | $198,270 (+12.27%) Land $27,540 Building $170,730 | $198,270 (+12.27%) Land $27,540 Building $170,730 |
| 2024 | $2,420.00 (-8.47%) | ||
| 2023 | $176,600 (+19.01%) Land $25,250 Building $151,350 | $176,600 (+19.01%) Land $25,250 Building $151,350 | |
| 2022 | $2,644.00 Homeowner's exemption | $148,390 Land $16,070 Building $132,320 | |
| 2021 | $148,390 Land $16,070 Building $132,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Nextlink, Verizon.
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