312 S 3rd St, Toronto, OH 43964 Property Records

Jefferson County property record for 312 S 3rd St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,389 sqft · built 1910
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jul 2021)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-01433-000`

Property Details

APN / Parcel Number

Primary APN	`13-01433-000`
Alternative APN	`01433`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,389 sqft Living Area
1st Floor Area	717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Other
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	60 ft deep x 50 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	312 S 3RD ST
City	TORONTO
State	OH
Zip	43964-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL-3 SALTSMAN 6TH PT 50X60 MAP-13-1000-02700
Legal Subdivision	SALTSMANS SIXTH ADDITION
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	2
Census Block	2007
Census Tract	11300

Owner

312 S 3rd St is owned and occupied by an individual who bought it in July 2021.

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	312 S 3RD ST, TORONTO, OH 43964-1380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Feb 25, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Deed Document Number	2021367438
Deed Book / Page	1490 / 321
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	1490/321
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Jul 8, 2021
Property Address	312 S 3RD ST, TORONTO, OH 43964-1380
Document Number	1490/321
Book / Page	1490 / 321
Map Reference	CAB C SL 54
Instrument Date	Jun 21, 2021
Instrument	367438
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 3RD ST, TORONTO, OH 43964-1380

Mortgage

Document Number	367439
Date	Jul 8, 2021
Instrument	367439

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON OH
Recording Date	Feb 25, 2021
Property Address	312 S 3RD ST, TORONTO, OH 43964-1380
Document Number	1466/461
Book / Page	1466 / 461
Instrument Date	Nov 2, 2020
Instrument	363364
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 3RD ST, TORONTO, OH 43964-1380

Tax Assessment & Valuation

The 2025 property tax bill for 312 S 3rd St was $1,186 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00	$29,743 (-) Land $3,339 Building $26,404
2024	$1,186.00 Homeowner's exemption	$29,743 Land $3,339 Building $26,404	$84,980 Land $9,540 Building $75,440
2022	$1,491.00 Homeowner's exemption	$22,337 Land $2,814 Building $19,523
2021			$63,820 Land $8,040 Building $55,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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