312 S 3rd St, Odessa, MO 64076 Property Records

Lafayette County property record for 312 S 3rd St, Odessa, MO 64076

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1920
Lot Size0.218 acres (9,500 sqft)
Owner2 Individual Names on File
Tax Bill$785 (2025)
Deeds & MortgagesJul 2017 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN23-1.0-01-2-004-083.000

Property Details

APN / Parcel Number

Primary APN23-1.0-01-2-004-083.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,300 sqft Living Area
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,500 sqft (0.218 acres)
Lot Dimensions190 ft deep x 50 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address312 S 3RD ST
CityODESSA
StateMO
Zip64076-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 17 BLK 3 PATTERSON & SMITHS ADDN; 403-37, 732-908, 771-1181, 2013DR3252, 2017DR2697
Legal Range28
Legal Township48
Legal Section01
Legal SubdivisionPATTERSON & SMITHS ADDN
Legal Block3
Legal Lot Number17
JurisdictionLAFAYETTE MO
Township / Civil DivisionSNI-A-BAR
Census Block Group4
Census Block4020
Census Tract90601

Owner

312 S 3rd St is owned and occupied by two individuals.

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address312 S 3RD ST, ODESSA, MO 64076-1412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jul 26, 2017Warranty Deed, Transfer
LAFAYETTE COUNTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address312 S 3RD ST, ODESSA, MO 64076-1412
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017DR2698
DateJul 26, 2017
Instrument2017DR2698
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2032

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateJul 26, 2017
Property Address312 S 3RD ST, ODESSA, MO 64076-1412
Document Number02017/2697
Book / Page2017 / 2697
Instrument DateJul 21, 2017
Instrument2017DR2697
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyLAFAYETTE COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 S 3RD ST, ODESSA, MO 64076-1412

Tax Assessment & Valuation

The 2025 property tax bill for 312 S 3rd St was $785.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityOdessa City
Unified School DistrictOdessa R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$785.00$10,600$55,790 Land $12,810 Building $42,980
2023$9,298$48,935 Land $11,235 Building $37,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemODESSA PWS
serves 5,202 people · EPA ID MO1010599
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: United Fiber, Wisper ISP.

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