312 S 3rd St, Lander, WY 82520 Property Records

Fremont County property record for 312 S 3rd St, Lander, WY 82520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,445 sqft · built 1894
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3399-18-4-78-006.00`

Property Details

APN / Parcel Number

Primary APN	`3399-18-4-78-006.00`
Alternative APNs	`10-3399-18-4-78-006.00` `0000000000007846` `0000007846` `R0007852`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,445 sqft Living Area
Gross Area	3,827 sqft
Basement Area	922 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.517 acres)
Garage Type	Detached
Garage Area	1,086 sqft
Parking Spaces	7 Parking Spaces
Porch	Covered Wood Porch
Deck Area	460 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0007852
Street Address	312 S 3RD ST
City	LANDER
State	WY
Zip	82520-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J I PATTENS ADDN BLK 37 LOTS 8 9 & 10 WD 2016-1392019
Legal Subdivision	J I PATTENS ADDITION
Legal Block	37
Legal Lot Number	8
Jurisdiction	FREMONT WY
Township / Civil Division	LANDER
Census Block Group	1
Census Block	1026
Census Tract	200

Owner

312 S 3rd St is owned by two individuals who acquired it in December 2016.

Source: Fremont County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 804, LANDER, WY 82520-0804
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit MERIDIAN TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2016
Transfer Doc	20161392019
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT WY
Property Address	312 S 3RD ST, LANDER, WY 82520-3314
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 3RD ST, LANDER, WY 82520-3314

Mortgage

Document Number	20251469529
Date	Dec 5, 2025
Instrument	2025-1469529

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1017 Months
Due	Sep 6, 2110

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Index	SOFR Average 30-Day
Max Rate	10.8%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT WY
Property Address	312 S 3RD ST, LANDER, WY 82520-3314
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-1394455
Date	Apr 20, 2017
Instrument	2017-1394455

Lender

Name	MERIDIAN TRUST FCU
Type	Credit Union
Address	CHEYENNE, WY 82003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 312 S 3rd St was $3,755, down 17% from the year before.

Source: Fremont County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Wyoming
County	Fremont County
Municipality	Lander City
Unified School District	Fremont County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,148 (-26.02%) Land $3,131 Building $32,017	$646,256 (-4.54%) Land $65,925 Building $580,331
2025	$3,755.00 (-16.98%)	$47,510 Land $4,697 Building $42,813	$677,000 Land $65,925 Building $611,075
2024	$4,523.00
2023		$56,262 Land $5,723 Building $50,539	$592,228 Land $60,242 Building $531,986
2022	$4,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 S 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Wyoming
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANDER serves 7,615 people · EPA ID WY5600176
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wind River Internet Fixed Wireless	200 / 200
Wyoming.com Fixed Wireless	200 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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