312 S 3rd St, Ames, IA 50010 Property Records

Story County property record for 312 S 3rd St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 884 sqft · built 1947
Lot Size	0.207 acres (9,008 sqft)
Owner	2 Trust Names on File
Last Sale	$94,000 (Oct 2019)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Aug 2026 Transfer Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-175-020`

Property Details

APN / Parcel Number

Primary APN	`09-11-175-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Basement Area	884 sqft
Finished Basement	446 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,008 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 S 3RD ST
City	AMES
State	IA
Zip	50010-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SMD
Legal Description	CAYLERS SD LOT:3 AMES
Legal Range	24W
Legal Township	83N
Legal Section	11
Legal Subdivision	CAYLER'S SD
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	1000

Owner

312 S 3rd St is held in a trust since August 2026.

Source: Story County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	423 OLIVER AVE, AMES, IA 50014-3527
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 10, 2019	Deed, Transfer · ARM NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	20199531
Last Transfer Date	Aug 17, 2026
Transfer Doc	0000007483
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Aug 18, 2026
Property Address	312 S 3RD ST, AMES, IA 50010-6708
Document Number	0000007483
Instrument Date	Aug 17, 2026
Instrument	20267483
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	423 OLIVER AVE, AMES, IA 50014-3527

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STORY IA
Recording Date	Oct 10, 2019
Property Address	312 S 3RD ST, AMES, IA 50010-6708
Document Number	0201909531
Instrument Date	Oct 7, 2019
Instrument	2019-09531
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S 3RD ST, AMES, IA 50010-6708

Mortgage

Document Number	0201909534
Date	Oct 10, 2019
Instrument	2019-09534

Lender

Name	NORTHWEST BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Nov 1, 2022
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 312 S 3rd St was $2,544, up 51.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (+51.43%)	$185,000 Land $58,600 Building $126,400	$185,000 Land $58,600 Building $126,400
2024	$1,680.00
2023		$115,800 Land $25,100 Building $90,700	$115,800 Land $25,100 Building $90,700
2022	$1,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	31 (1984–2010)
Claims Outside the SFHA	6 of 31
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, And Flooding, Jun 1996 · 8 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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