312 S 12th St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 312 S 12th St, Mount Vernon, IL 62864

Property Summary

Property Type	Commercial
Lot Size	0.289 acres (12,627 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Oct 2021)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Sep 2019 Refinance Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-29-363-021`

Property Details

APN / Parcel Number

Primary APN	`07-29-363-021`

Exterior

Lot Area	12,627 sqft (0.289 acres)

Location & Zoning

Street Address	312 S 12TH ST
City	MOUNT VERNON
State	IL
Zip	62864-3802
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	STORM SURVEY LTS 3 & 10 BLK 1
Legal Block	1
Legal Lot Number	3,10
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2065
Census Tract	51000

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	312 S 12TH ST, MOUNT VERNON, IL 62864-3802
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES NATIONAL BANK
Oct 4, 2021	Warranty Deed, Transfer
Sep 20, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	20214876
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	200805622
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	312 S 12TH ST, MOUNT VERNON, IL 62864-3802
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904010
Date	Sep 20, 2019
Instrument	201904010

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Oct 4, 2021
Property Address	312 S 12TH ST, MOUNT VERNON, IL 62864-3802
Document Number	202104876
Instrument Date	Oct 1, 2021
Instrument	202104876
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15321 E HOLLAND DR, MOUNT VERNON, IL 62864-9446

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Sep 20, 2019
Property Address	312 S 12TH ST, MOUNT VERNON, IL 62864-3802
Document Number	201904009
Instrument Date	Sep 19, 2019
Instrument	201904009
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19813 E FAIRFIELD RD, BLUFORD, IL 62814-3817

Mortgage

Document Number	201904010
Date	Sep 20, 2019
Instrument	201904010

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (+0.88%)	$29,699 (+8%) Land $12,137 Building $17,562	$89,097 (+8%) Land $36,411 Building $52,686
2024	$2,387.00 (+15.82%)	$27,499 (+23.49%) Land $11,238 Building $16,261	$82,497 (+23.49%) Land $33,714 Building $48,783
2022		$22,269 Land $9,101 Building $13,168	$66,807 Land $27,303 Building $39,504
2021	$2,061.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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