Westchester County and Rye City property record for 312 Rye Beach Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,555 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,635,000 (Jun 2012) |
| Tax Bill | $29,157 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-19-6-55 |
| Primary APN | 551400 146-19-6-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,555 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 1,283 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 312 RYE BEACH AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | HALSTEAD GARDENS |
| Legal Block | 6 |
| Legal Lot Number | 55.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 7600 |
312 Rye Beach Ave is owned and occupied by two individuals who bought it in June 2012.
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 28, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on File |
| Deed Sale | Jun 28, 2012 · Amount on File |
| Prior Sale | Mar 18, 2003 · Amount on File |
| Deed Document Number | 2012521723503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Document Number | 0621573018 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 621573018 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Document Number | 0620283328 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 620283328 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Apr 1, 2051 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Document Number | 0620283327 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 620283327 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 312 RYE BEACH AVE, RYE, NY 10580-3426 |
| Document Number | 0570383008 |
| Instrument Date | Jan 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 312 RYE BEACH AVE RYE NY 105803426, RYE, NY 10580-3426 |
| Document Number | 0570383008 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 057038/003008 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 312 Rye Beach Ave was $29,157, up 70.5% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,157.00 (+70.47%) | ||
| 2025 | $17,104.00 | $23,000 (-) Land $5,300 Building $17,700 | $1,949,153 (+6.78%) Land $449,153 Building $1,500,000 |
| 2024 | $23,000 (-) Land $5,300 Building $17,700 | $1,825,397 (+2.38%) Land $420,635 Building $1,404,762 | |
| 2023 | $23,000 Land $5,300 Building $17,700 | $1,782,946 Land $410,853 Building $1,372,093 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Rye Beach Ave in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 159 (1978–2023) |
| Claims Outside the SFHA | 56 of 159 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Rye Beach Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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