312 Riverview Trl, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 312 Riverview Trl, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,488 sqft · built 1981
Lot Size	0.23 acres (10,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Mar 2020)
Tax Bill	$9,268 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-240-06503000`

Property Details

APN / Parcel Number

Primary APN	`02-240-06503000`
Alternative APNs	`2-240-06503000` `24006503000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,488 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,028 sqft (0.23 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	24006503000
Street Address	312 RIVERVIEW TRL
City	ANNAPOLIS
State	MD
Zip	21401-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 14-19 BK 3 SC A EPPING FOREST
Legal Subdivision	EPPING FOREST
Legal Block	3
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2015
Census Tract	702702

Owner

Source: Anne Arundel County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 RIVERVIEW TRL, ANNAPOLIS, MD 21401-6642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 9, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 5, 2020	Correction Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC
Jan 18, 2018	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Book / Page	34283 / 44
Prior Transfer Date	Dec 11, 2007
Prior Transfer Doc	0198500154
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	312 RIVERVIEW TRL, ANNAPOLIS, MD 21401-6642
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398340154
Date	Aug 3, 2023
Book Page	39834/154

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	312 RIVERVIEW TRL, ANNAPOLIS, MD 21401-6642
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0330250477
Date	Apr 9, 2019
Book Page	33025/477

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2050

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 5, 2020
Property Address	312 RIVERVIEW TRL, ANNAPOLIS, MD 21401-6642
Document Number	0342830044
Book / Page	034283 / 000044
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 RIVERVIEW TRL ANNAPOLIS MD 214016642, ANNAPOLIS, MD 21401-6642

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2018
Property Address	312 RIVERVIEW TRL, ANNAPOLIS, MD 21401-6642
Document Number	0317640188
Book / Page	031764 / 000188
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	MID-MARYLAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RIVERVIEW TRL ANNAPOLIS MD 214016642, ANNAPOLIS, MD 21401-6642

Mortgage

Document Number	317640192
Date	Jan 18, 2018
Book Page	031764/000192

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,867 (+4.52%)	$886,400 (+13.55%) Land $468,100 Building $418,300
2025	$9,268.00 (+3.62%) Homeowner's exemption	$780,600 (+9.12%) Land $378,600 Building $402,000	$780,600 (-) Land $378,600 Building $402,000
2024	$8,944.00 (+38.52%)
2023	$6,457.00 Homeowner's exemption	$715,333	$780,600 Land $378,600 Building $402,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPPING FOREST private · serves 500 people · EPA ID MD0020011
Water Source	Groundwater
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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