Otsego County and Unadilla Town property record for 312 River Rd, Mount Upton, NY 13809 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1830 |
| Square Footage | 2,896 sqft Living Area |
| Lot Size | 219,107 sqft (5.03 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $191,000 (2009) |
| Tax Bill | $3,960.00 (2025) |
| Primary APN | 366289 320.00-1-1.07 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,896 sqft Living Area |
| 1st Floor | 1,756 sqft 1st Floor |
| 2nd Floor | 1,140 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional Style |
| Lot Area | 219,107 sqft (5.03 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 64 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 254788 |
|---|---|
| Street Address | 312 RIVER RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2139 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 992 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 1.007 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | UNADILLA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records · APN 366289 320.00-1-1.07
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 RIVER RD, MOUNT UPTON, NY 13809-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2009 · Amount on Record |
| Deed Sale | Sep 21, 2009 · Amount on Record |
| Prior Sale | Mar 20, 2006 · Amount on Record |
| Deed Book / Page | 1125 / 1161 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 312 RIVER RD, MOUNT UPTON, NY 13809-2139 |
| Document Number | 0000000142 |
| Instrument Date | Jan 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 312 RIVER RD MOUNT UPTON NY 138092139, MOUNT UPTON, NY 13809-2139 |
| Document Number | 0000000142 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 142 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 09, 2035 |
Source: Otsego County and Unadilla Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,960.00 | $110,000 (-) Land $13,300 Building $96,700 | $268,293 (+14.63%) Land $32,439 Building $235,854 |
| 2023 | $110,000 Land $13,300 Building $96,700 | $234,043 Land $28,298 Building $205,745 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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