312 River Rd, Maumee, OH 43537 Property Records

Lucas County property record for 312 River Rd, Maumee, OH 43537

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1895
Lot Size	0.42 acres (18,300 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Feb 2019)
Tax Bill	$7,830 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-02618`

Property Details

APN / Parcel Number

Primary APN	`36-02618`
Alternative APN	`43127040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	576 sqft
Basement Area	228 sqft

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	18,300 sqft (0.42 acres)
Lot Dimensions	265 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Deck Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 RIVER RD
City	MAUMEE
State	OH
Zip	43537-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16-R1
Legal Description	GRANT 595 LOT 19 EXC SLY 9.75 FT & PT WAITE AVE ADJ VAC
Legal Subdivision	GRANT 595
Legal Lot Number	19
Jurisdiction	LUCAS OH
Township / Civil Division	MAUMEE
Census Block Group	1
Census Block	1006
Census Tract	7102

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	312 RIVER RD, MAUMEE, OH 43537-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Construction Mortgage FREEDOM MORTGAGE CORP
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Feb 4, 2019	Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit CITIZEN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Jun 22, 2018
Deed Document Number	19200715
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	312 RIVER RD, MAUMEE, OH 43537-3431
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008783
Date	Feb 19, 2021
Instrument	202102190008783

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	312 RIVER RD, MAUMEE, OH 43537-3431
Document Number	0000018856
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 RIVER RD MAUMEE OH 435373431, MAUMEE, OH 43537-3431

Mortgage

Document Number	0000018856
Date	May 19, 2020
Instrument	18856

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

February 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 4, 2019
Property Address	312 RIVER RD, MAUMEE, OH 43537-3431
Document Number	0000004150
Instrument Date	Jan 28, 2019
Instrument	201902040004150
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	312 RIVER RD, MAUMEE, OH 43537-3431

Mortgage

Document Number	0000004151
Date	Feb 4, 2019
Instrument	201902040004151

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 22, 2018
Property Address	312 RIVER RD, MAUMEE, OH 43537-3431
Document Number	0000027157
Instrument Date	Mar 5, 2018
Instrument	27157
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1900 MARY DELL LN DELAWARE OH 430154416, DELAWARE, OH 43015-4416

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	312 RIVER RD, MAUMEE, OH 43537-3431
Document Number	0000020595
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 RIVER RD MAUMEE OH 435373431, MAUMEE, OH 43537-3431

Mortgage

Document Number	0000020595
Date	May 17, 2017
Instrument	20595

Lender

Name	CITIZEN BK
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Maumee City
Unified School District	Maumee City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,830.00 (+3.23%)	$120,120 (-) Land $51,205 Building $68,915
2024	$7,585.00 (+17.82%)	$120,120 (+40.2%) Land $51,205 Building $68,915	$343,200 (+40.2%) Land $146,300 Building $196,900
2023	$6,438.00 (+12.4%)	$85,680 (-) Land $43,540 Building $42,140
2022	$5,728.00 Homeowner's exemption	$85,680 Land $43,540 Building $42,140
2021			$244,800 Land $124,400 Building $120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAUMEE CITY serves 14,286 people · EPA ID OH4800603
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, AT&T, Spectrum.

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