Winchester City property record for 312 Ridge Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,812 sqft · built 1970 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | Trust Name on File |
| Last Sale | $399,000 (Jun 2018) |
| Tax Bill | $4,943 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jun 2017 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-07-25 |
| Primary APN | 151-07-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,812 sqft |
| Unfinished Basement | 1,812 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,644 sqft (0.428 acres) |
| Lot Dimensions | 169 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5749 |
|---|---|
| Street Address | 312 RIDGE AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | WHITTIER ACRES SD S-3 L-25 E S 312 RIDGE AVENUE |
| Legal Subdivision | WHITTIER ACRES |
| Legal Lot Number | 25 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 201 |
312 Ridge Ave is owner-occupied and held in a trust since June 2018.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Jun 26, 2018 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Deed Document Number | 20181403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001279 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 170001279 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001279 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 170001279 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001279 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 170001279 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001279 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 170001279 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 200002918 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 200002918 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jun 26, 2018 |
| Property Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Document Number | 180001403 |
| Map Reference | DD 275 PG 1485 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 180001403 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | WINCHESTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 312 RIDGE AVE, WINCHESTER, VA 22601-3325 |
| Investor | Possibly a Property Investor |
| Document Number | 180001404 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 180001404 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 312 Ridge Ave was $4,943.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,943.00 | $621,700 Land $110,000 Building $511,700 | |
| 2025 | $4,943.00 | $621,700 Land $110,000 Building $511,700 | |
| 2023 | $4,572.00 (+2%) | $550,900 Land $110,000 Building $440,900 | $550,900 Land $110,000 Building $440,900 |
| 2022 | $3,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Ridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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