312 Red Acre Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 312 Red Acre Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,431 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Oct 2026)
Tax Bill	$11,808 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-31 000033`

Property Details

APN / Parcel Number

Primary APN	`R-31 000033`
Alternative APNs	`STOW M:000R-31 P:033` `M:000R=31 P:033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,116 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-31 000033
Street Address	312 RED ACRE RD
City	STOW
State	MA
Zip	01775-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1002
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 RED ACRE RD, STOW, MA 01775-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK
Jun 29, 2018	Quit Claim Deed, Transfer MORTGAGE NETWORKS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2026124753
Deed Book / Page	86203 / 395
Prior Transfer Date	Sep 16, 2026
Prior Transfer Doc	0000124753
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Oct 1, 2026
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Document Number	0000124753
Book / Page	86203 / 395
Instrument Date	Sep 16, 2026
Instrument	2026124753
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 RED ACRE RD, STOW, MA 01775-1137

Mortgage

Date	Oct 1, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079504-526
Date	Jan 10, 2022
Book Page	79504/526
Instrument	4497

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081510-574
Date	May 9, 2023
Book Page	81510/574
Instrument	47246

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076119-258
Date	Nov 9, 2020
Book Page	76119/258
Instrument	208750

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Document Number	74047-479
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RED ACRE RD STOW MA 017751137, STOW, MA 01775-1137

Mortgage

Document Number	74047-479
Date	Jan 28, 2020
Book Page	074047/000479
Instrument	13000

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Document Number	72581-380
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RED ACRE RD STOW MA 017751137, STOW, MA 01775-1137

Mortgage

Document Number	72581-380
Date	May 10, 2019
Book Page	072581/000380
Instrument	60371

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 29, 2018
Property Address	312 RED ACRE RD, STOW, MA 01775-1137
Document Number	71246-471
Book / Page	71246 / 471
Instrument	96382
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RED ACRE RD, STOW, MA 01775-1137

Mortgage

Document Number	712460473
Date	Jun 29, 2018
Instrument	71246/0473

Lender

Name	MORTGAGE NETWORKS INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,808.00 (+24.83%)	$660,800 (+21.69%) Land $311,900 Building $348,900	$662,683 (+9.18%)
2025	$9,459.00 (+4.69%)	$543,000 (+1.99%) Land $297,100 Building $245,900	$606,955
2024	$9,035.00 (-10.16%)	$532,400 (-4.02%) Land $286,500 Building $245,900
2023	$10,057.00	$554,700 Land $273,500 Building $281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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