Black Hawk County property record for 312 Reber Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1913 |
| Lot Size | 0.066 acres (2,880 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,034 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-435-032 |
| Primary APN | 8913-27-435-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,880 sqft (0.066 acres) |
| Lot Dimensions | 80 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 268 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 312 REBER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUD FRANCIS WEST SIDE PLAT LOT 16 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | AUD FRANCIS WEST SIDE PLAT |
| Legal Lot Number | 16 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1400 |
312 Reber Ave, a single family home, is owned by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3934 SPENARD RD, 3, ANCHORAGE, AK 99517-3005 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 312 Reber Ave was $2,034, up 6.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,034.00 (+6.83%) | $99,680 Land $8,210 Building $91,470 | $99,680 Land $8,210 Building $91,470 |
| 2024 | $1,904.00 | ||
| 2023 | $87,790 (+9.79%) Land $8,210 Building $79,580 | $87,790 Land $8,210 Building $79,580 | |
| 2022 | $1,756.00 | $79,960 Land $8,210 Building $71,750 | |
| 2021 | $79,960 Land $8,210 Building $71,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Reber Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 312 Reber Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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