312 Providence St, Arcadia, FL 34266 Property Records

DeSoto County property record for 312 Providence St, Arcadia, FL 34266

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,820 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$649,999 (Nov 2021)
Tax Bill	$5,062 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-37-25-0336-00B0-0070`

Property Details

APN / Parcel Number

Primary APN	`30-37-25-0336-00B0-0070`
Alternative APN	`16655`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	2 Units
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Driveway	Concrete Driveway
Driveway Area	1,224 sqft
Porch	Concrete/Metal Slab
Porch Area	28 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 PROVIDENCE ST
City	ARCADIA
State	FL
Zip	34266-8847
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1B
Legal Description	RIDGEWOOD SUB LOTS 7 8 9 & 10 BLK B MPDAF: BEG NW COR LOT 7 FOR POB TH S 11D33M39S W ALG W LI OF LOT 7 133.18 FT TO SW COR LOT 7 & PC TH TO THE RIGHT RADIUS 338.90 DELTA 14D34S14M CHORD 85.95 FT BEARING S 72D36M20S E TH N 11D33M39S E 88.05 FT TH N 46
Legal Range	25E
Legal Township	37S
Legal Section	30
Legal Subdivision	RIDGEWOOD SUB
Legal Tract	0336
Legal Block	B
Legal Lot Number	7
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	3
Census Block	3001
Census Tract	10200

Owner

312 Providence St, a duplex, is owned by an individual who bought it in November 2021.

Source: DeSoto County records, as of June 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1110 NE 27TH AVE, POMPANO BEACH, FL 33062-4224
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WENDY JUNE SULLIVAN REVOCABLE LIVIN
Nov 30, 2021	Intrafamily Transfer, Transfer
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/ARCADIA
Jan 10, 2017	Loan Modification, Mortgage FIRST ST BK/ARCADIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Oct 12, 2007 · Amount on File
Deed Document Number	20219073
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0000009070
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Nov 30, 2021
Property Address	312 PROVIDENCE ST, ARCADIA, FL 34266-8847
Document Number	0014009073
Map Reference	MB 5 PG 85
Instrument Date	Nov 30, 2021
Instrument	202114009073
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N 10TH AVE, 121, ARCADIA, FL 34266-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 NE 25TH AVE, POMPANO BEACH, FL 33062-4129
Investor	Possibly a Property Investor

Mortgage

Document Number	0014009074
Date	Nov 30, 2021
Instrument	202114009074

Lender

Name	WENDY JUNE SULLIVAN REVOCABLE LIVIN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 30, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE SOTO FL
Recording Date	Nov 30, 2021
Property Address	312 PROVIDENCE ST, ARCADIA, FL 34266-8847
Document Number	0014009070
Map Reference	MB 5 PG 85
Instrument Date	Nov 11, 2021
Instrument	202114009070
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N 10TH AVE, ARCADIA, FL 34266-8962

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	312 PROVIDENCE ST, ARCADIA, FL 34266-8847
Document Number	0014002199
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3087 SE CREEKWOOD TER ARCADIA FL 342666216, ARCADIA, FL 34266-6216

Mortgage

Document Number	0014002199
Date	Apr 17, 2018
Instrument	14002199

Lender

Name	FIRST ST BK/ARCADIA
Type	Bank
Address	ARCADIA, FL 34266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Apr 16, 2020

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE SOTO FL
Property Address	312 PROVIDENCE ST, ARCADIA, FL 34266-8847
Document Number	0014000290
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3087 SE CREEKWOOD TER ARCADIA FL 342666216, ARCADIA, FL 34266-6216

Mortgage

Document Number	0014000290
Date	Jan 19, 2017
Instrument	14000290

Lender

Name	FIRST ST BK/ARCADIA
Type	Bank
Address	ARCADIA, FL 34266

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jan 18, 2019

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,711 (-0.75%) Land $16,500 Building $234,211	$250,711 (-0.75%) Land $16,500 Building $234,211
2024	$5,062.00 (+11.79%)	$252,609 (+25.85%) Land $16,500 Building $236,109	$252,609 (+25.85%) Land $16,500 Building $236,109
2023	$4,528.00 (+3.71%)	$200,723 (+4.69%) Land $16,500 Building $184,223	$200,723 (+4.69%) Land $16,500 Building $184,223
2022	$4,366.00	$191,733 Land $16,500 Building $175,233	$191,733 Land $16,500 Building $175,233

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 312 Providence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Providence St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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