312 Plains Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 312 Plains Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1976
Lot Size	1.32 acres (57,499 sqft)
Owner	Company Name on File
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Sep 2021 Refinance Mar 2022 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`HRRS M:39 L:0014`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:39 L:0014`
Alternative APN	`679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Lot Area	57,499 sqft (1.32 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	679
Street Address	312 PLAINS RD
City	HARRISON
State	ME
Zip	04040-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	14
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1018
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records · APN HRRS M:39 L:0014

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	312 PLAINS RD, HARRISON, ME 04040-3828
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN VALLEY COUNCIL GOVERNMENT
Mar 02, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance OXFORD FEDERAL CREDIT UNION
Mar 02, 2026	Deed of Trust, Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	312 PLAINS RD, HARRISON, ME 04040-3828
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386220176
Date	Sep 03, 2021
Book Page	38622/176
Instrument	64090

Lender

Name	ANDROSCOGGIN VALLEY COUNCIL GOVERNMENT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	312 PLAINS RD, HARRISON, ME 04040-3828
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392200213
Date	Mar 02, 2022
Book Page	39220/213
Instrument	11613

Lender

Name	OXFORD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2032

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	312 PLAINS RD, HARRISON, ME 04040-3828
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420820052
Date	Mar 02, 2026
Book Page	42082/52
Instrument	7809

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,984.00 (+6.58%)	$485,500 (-) Land $81,900 Building $403,600
2024	$3,738.00 (+42.67%)	$485,500 (+139.99%) Land $81,900 Building $403,600
2023	$2,620.00 (+8.85%)	$202,300 (-) Land $26,000 Building $176,300
2022	$2,407.00	$202,300 Land $26,000 Building $176,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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