312 Penn St, Hurlock, MD 21643 Property Records

Dorchester County property record for 312 Penn St, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1977
Lot Size	0.284 acres (12,372 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Oct 1993)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-014377`

Property Details

APN / Parcel Number

Primary APN	`15-014377`
Alternative APN	`014377`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,372 sqft (0.284 acres)
Lot Dimensions	139 ft deep x 88 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	014377
Street Address	312 PENN ST
City	HURLOCK
State	MD
Zip	21643-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2-12,372 SQ FT 312 PENN STREET FARMSIDE DEV
Legal Subdivision	FARMSIDE
Legal Lot Number	2
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	3
Census Block	3007
Census Tract	970200

Owner

312 Penn St is owned and occupied by two individuals who bought it in October 1993.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 PENN ST, HURLOCK, MD 21643-3551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1993 · Amount on File
Deed Sale	Oct 28, 1993 · Amount on File
Deed Book / Page	295 / 300
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	312 PENN ST, HURLOCK, MD 21643-3551
Document Number	0014530032
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 PENN ST HURLOCK MD 216433551, HURLOCK, MD 21643-3551

Mortgage

Document Number	0014530032
Date	Mar 23, 2018
Book Page	001453/000032

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 312 Penn St was $2,140, up 3.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Hurlock Town
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (+3.18%)	$127,200	$134,400 Land $31,800 Building $102,600
2025	$2,074.00
2023	$1,917.00	$107,267	$112,800 Land $31,800 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Penn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Penn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HURLOCK serves 2,150 people · EPA ID MD0090005
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Bay Country Communications Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20