312 Pearl St, Macon, MO 63552 Property Records

Macon County property record for 312 Pearl St, Macon, MO 63552

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,816 sqft · built 1962
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$279,063 (Dec 2024)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Apr 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070119-0516-03017-000300`

Property Details

APN / Parcel Number

Primary APN	`070119-0516-03017-000300`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Flooring	Earth/Dirt
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 PEARL ST
City	MACON
State	MO
Zip	63552-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 AND 14, BLK 109
Legal Subdivision	CITY/MACON
Legal Block	109
Legal Lot Number	13
Jurisdiction	MACON MO
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2001
Census Tract	960500

Owner

312 Pearl St is owned and occupied by an individual who bought it in December 2024.

Source: Macon County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	312 PEARL ST, MACON, MO 63552-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Jun 17, 2024 · Amount on File
Record Updated	Oct 29, 2026

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON MO
Recording Date	Apr 25, 2006
Property Address	312 PEARL ST, MACON, MO 63552-1518
Document Number	000877/329
Book / Page	877 / 329
Instrument Date	Apr 24, 2006
Instrument	20060982
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 PEARL ST, MACON, MO 63552-1518

Mortgage

Document Number	0020060983
Date	Apr 25, 2006
Instrument	20060983

Lender

Name	INTERVALE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.96%
Type Change Date	May 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.96%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Margin	8
Max Rate	15.9%

Tax Assessment & Valuation

The 2025 property tax bill for 312 Pearl St was $1,206.

Source: Macon County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Macon County
Municipality	Macon City
Unified School District	Macon County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,020 (+0.08%)	$126,400 (-)
2025	$1,206.00	$24,000 Land $1,400 Building $22,600	$126,400 Land $7,360 Building $119,040
2023		$21,440	$112,842

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 312 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2005

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON PWS serves 5,489 people · EPA ID MO2010487
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Chariton Valley Communication Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30