312 Park Row, Chestertown, MD 21620 Property Records

Kent County property record for 312 Park Row, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 ba · 3,608 sqft · built 1900
Lot Size	0.076 acres (3,298 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Jul 2021)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	May 2022 Construction Loan Jul 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-012534`

Property Details

APN / Parcel Number

Primary APN	`04-012534`
Alternative APNs	`4012534` `012534`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	3,608 sqft Total Area
1st Floor Area	3,608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	3,298 sqft (0.076 acres)
Lot Dimensions	68 ft deep x 2 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	012534
Street Address	312 PARK ROW
City	CHESTERTOWN
State	MD
Zip	21620-1550
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LOT 48 1/2X68 312 PARK ROW CHESTERTOWN
Legal Subdivision	CHESTERTOWN
Legal Lot Number	48,312
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	4
Census Block	4012
Census Tract	950300

Owner

Source: Kent County records · APN 04-012534

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	503 WASHINGTON AVE, CHESTERTOWN, MD 21620-1217
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 06, 2022	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES BANK
Jul 20, 2021	Deed, Transfer · Line of Credit CNB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Deed Book / Page	1170 / 181
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	312 PARK ROW, CHESTERTOWN, MD 21620-1550
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012490171
Date	May 06, 2022
Book Page	1249/171

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jul 20, 2021
Property Address	312 PARK ROW, CHESTERTOWN, MD 21620-1550
Document Number	0011700181
Book / Page	1170 / 181
Instrument Date	Jul 09, 2021
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 WASHINGTON AVE, CHESTERTOWN, MD 21620-1217

Mortgage

Document Number	0011700185
Date	Jul 20, 2021
Book Page	1170/185

Lender

Name	CNB
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,500 (+15.69%) Land $98,900 Building $497,600	$596,500 (+15.69%) Land $98,900 Building $497,600
2025	$4,992.00 (+38.13%)
2023	$3,614.00	$515,600 Land $98,900 Building $416,700	$515,600 Land $98,900 Building $416,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (24029C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240299503004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Nearby Flood Policies	52 units insured 12 under condo master policies
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 18 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
IQ Fiber Intermediate Holdings	Fiber	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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