312 Papyrus Pl, Hillsborough, NC 27278 Property Records

Orange County property record for 312 Papyrus Pl, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,612 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$395,000 (May 2018)
Tax Bill	$8,930 (2026)
Deeds & Mortgages	Apr 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9873-36-2578`

Property Details

APN / Parcel Number

Primary APN	`9873-36-2578`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,612 sqft Living Area
Gross Area	6,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	312 PAPYRUS PL
City	HILLSBOROUGH
State	NC
Zip	27278-9878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 PH 2 WATERSTONE ESTATES P115/118
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

312 Papyrus Pl is owner-occupied and held in a trust since April 2023.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Intrafamily Transfer, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2018	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	201897210
Deed Book / Page	6469 / 519
Last Transfer Date	Apr 13, 2023
Transfer Doc	0006812488
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Apr 13, 2023
Property Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878
Document Number	0006812488
Book / Page	6812 / 488
Map Reference	MB 115 PG 116-119
Instrument Date	Apr 13, 2023
Instrument	30086851
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006671875
Date	Jul 31, 2020
Book Page	6671/875
Instrument	30026463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	May 29, 2018
Property Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878
Document Number	0006469519
Book / Page	6469 / 519
Map Reference	MB115 PG116-119
Instrument Date	May 25, 2018
Instrument	20180529000097210
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 SIX FORKS RD # RD300, 5711, RALEIGH, NC 27609-3890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878

Mortgage

Document Number	20180529000097220
Date	May 29, 2018
Instrument	20180529000097220

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NC
Property Address	312 PAPYRUS PL, HILLSBOROUGH, NC 27278-9878
Document Number	629671
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168
Investor	Possibly a Property Investor

Mortgage

Document Number	629671
Date	Apr 28, 2017
Book Page	006296/000071

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DALLAS, TX 75202

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 312 Papyrus Pl was $8,930, up 3.8% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,930.00 (+3.79%)	$726,300 (-) Land $210,000 Building $516,300	$726,300 (-) Land $210,000 Building $516,300
2025	$8,604.00	$726,300 Land $210,000 Building $516,300	$726,300 Land $210,000 Building $516,300
2023	$5,954.00	$403,400 Land $65,000 Building $338,400	$403,400 Land $65,000 Building $338,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Papyrus Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Papyrus Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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