312 Olive St, Johnstown, PA 15905 Property Records

Cambria County property record for 312 Olive St, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Dec 2018)
Tax Bill	$878 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-024.-103.000`

Property Details

APN / Parcel Number

Primary APN	`55-024.-103.000`
Alternative APN	`055 030435`

Exterior

Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Location & Zoning

Street Address	312 OLIVE ST
City	JOHNSTOWN
State	PA
Zip	15905-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60 X 150 H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	SOUTHMONT
Census Block Group	1
Census Block	1021
Census Tract	11200

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 OLIVE ST, JOHNSTOWN, PA 15905-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 7, 2018	Deed, Transfer · Stand-Alone First Mortgage JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Dec 5, 2000 · Amount on Record
Deed Document Number	201813073
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	312 OLIVE ST, JOHNSTOWN, PA 15905-2700
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000001867
Date	Feb 19, 2021
Instrument	20210-00001867

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	312 OLIVE ST, JOHNSTOWN, PA 15905-2700
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000004575
Date	May 20, 2020
Instrument	20200-00004575

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Dec 7, 2018
Property Address	312 OLIVE ST, JOHNSTOWN, PA 15905-2700
Document Number	2018000013073
Instrument Date	Nov 29, 2018
Instrument	20180-00013073
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OLIVE ST, JOHNSTOWN, PA 15905-2700

Mortgage

Document Number	2018000013074
Date	Dec 7, 2018
Instrument	20180-00013074

Lender

Name	JG WENTWORTH HOME LENDING INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Southmont Borough
Unified School District	Westmont Hilltop School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00 (-64.21%)	$17,660 (-) Land $3,000 Building $14,660
2024	$2,453.00	$17,660 Land $3,000 Building $14,660
1972			$17,660 Land $3,000 Building $14,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1981–1987)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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