312 Old Plantation Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 312 Old Plantation Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,785 sqft · built 1998
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Sep 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135819-0230`

Property Details

APN / Parcel Number

Primary APN	`135819-0230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,785 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	2,277 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished Screened Porch
Porch Area	664 sqft
Patio Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 OLD PLANTATION DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	32/43-51 GOVERNORS PLANTATION LOT 23 OR1265/228
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	GOVERNORS PLANTATION
Legal Block	3
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 OLD PLANTATION DR, SAINT AUGUSTINE, FL 32086-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Sep 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 31, 2014
Transfer Doc	0038421291
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	312 OLD PLANTATION DR, SAINT AUGUSTINE, FL 32086-9122
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OLD PLANTATION DR, SAINT AUGUSTINE, FL 32086-9122

Mortgage

Document Number	0056331358
Date	Sep 13, 2022
Book Page	5633/1358
Instrument	2022087851

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.2%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	312 OLD PLANTATION DR, SAINT AUGUSTINE, FL 32086-9122
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OLD PLANTATION DR, SAINT AUGUSTINE, FL 32086-9122

Mortgage

Document Number	0056331341
Date	Sep 13, 2022
Book Page	5633/1341
Instrument	2022087850

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,093 (+3.34%)	$690,662 (+5.22%) Land $162,000 Building $528,662
2025	$4,544.00 (+12.45%) Homeowner's exemption	$351,371 (+2.9%)	$656,412 (+7.56%) Land $162,000 Building $494,412
2024	$4,041.00 (+1.99%) Homeowner's exemption	$341,468 (+3%)	$610,256 (-2.39%) Land $192,000 Building $418,256
2023	$3,962.00 (+2.86%) Homeowner's exemption	$331,522 (+3%)	$625,191 (+22.22%) Land $225,000 Building $400,191
2022	$3,852.00 Homeowner's exemption	$321,866	$511,519 Land $168,000 Building $343,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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