312 Oklahoma St, Laredo, TX 78041 Property Records

Webb County property record for 312 Oklahoma St, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,690 sqft · built 1980
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$277,677 (Jun 2025)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`923-00037-721`

Property Details

APN / Parcel Number

Primary APN	`923-00037-721`
Alternative APN	`215571`

Interior

Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Location & Zoning

Street Address	312 OKLAHOMA ST
City	LAREDO
State	TX
Zip	78041-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 721 BLK 37 HILLSIDE TERRACE UNIT VII
Legal Subdivision	HILLSIDE TERRACE
Legal Block	37
Legal Lot Number	721
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1007
Census Tract	1719

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 OKLAHOMA ST, LAREDO, TX 78041-3261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NEXGEN LENDING
Apr 11, 2019	Intrafamily Transfer, Transfer
Apr 18, 2019	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Apr 18, 2019
Deed Document Number	20251560497
Deed Book / Page	5854 / 434
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	004580/868
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	May 21, 2026
Property Address	312 OKLAHOMA ST, LAREDO, TX 78041-3261
Document Number	0001588167
Book / Page	6043 / 592
Instrument Date	May 14, 2026
Instrument	20261588167
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OKLAHOMA ST, LAREDO, TX 78041-3261

Mortgage

Document Number	0001588167,
Date	May 21, 2026
Book Page	6043/592
Instrument	20261588167

Lender

Name	NEXGEN LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Apr 11, 2019
Property Address	312 OKLAHOMA ST, LAREDO, TX 78041-3261
Document Number	004580/868
Book / Page	4580 / 868
Map Reference	VOL 3 PG 30
Instrument Date	Apr 10, 2019
Instrument	1357628
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 NORTHCREEK DR, LAREDO, TX 78041-3278

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Apr 18, 2019
Property Address	312 OKLAHOMA ST, LAREDO, TX 78041-3261
Document Number	004584/779
Book / Page	4584 / 779
Map Reference	VOL 3 PG 20
Instrument Date	Apr 4, 2019
Instrument	1358267
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 OKANE ST, LAREDO, TX 78043-2504

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,335 (+8.76%) Land $95,326 Building $137,009	$232,335 (+8.76%) Land $95,326 Building $137,009
2025	$1,081.00 (+2.46%)	$213,619 (+6.79%) Land $95,326 Building $118,293	$213,619 (+6.79%) Land $95,326 Building $118,293
2024	$1,055.00 (-9.36%)
2023		$200,028 Land $48,587 Building $151,441	$200,028 Land $48,587 Building $151,441
2022	$1,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	10 (1995–2017)
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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