312 Oak St, Fulton, MO 65251 Property Records

Callaway County property record for 312 Oak St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,497 sqft · built 1948
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-30-006-009.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-30-006-009.000`
Alternative APN	`1305016030006000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	763 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	17.2 ft deep x 6 ft wide
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	1305016030006009000
Street Address	312 OAK ST
City	FULTON
State	MO
Zip	65251-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 93 NEW CITY PLATAKA LOT 26 BLK. E WOODS ADDN.
Legal Range	09W
Legal Township	47N
Legal Section	16
Legal Subdivision	NEW CITY PLAT
Legal Block	93
Legal Lot Number	9
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1004
Census Tract	70302

Owner

Source: Callaway County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 OAK ST, FULTON, MO 65251-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITIONS COMPANY LLC
Jun 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Jun 12, 2025	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Oct 23, 2020	Warranty Deed, Foreclosure
Jan 16, 2020	Foreclosure
Dec 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021
Deed Sale	Jul 1, 2021
Prior Sale	Oct 23, 2020
Deed Document Number	20215096
Deed Book / Page	493 / 544
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	312 OAK ST, FULTON, MO 65251-1652
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000239/0000000958
Date	Dec 6, 2017
Book Page	0000000239/0000000958
Instrument	201708493

Lender

Name	DAS ACQUISITIONS COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2046

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	312 OAK ST, FULTON, MO 65251-1652
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, TRUE LINE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/601
Date	Jun 9, 2022
Book Page	500/601
Instrument	202203701

Lender

Name	LIMA ONE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 12, 2025
Property Address	312 OAK ST, FULTON, MO 65251-1652
Document Number	000520/590
Book / Page	520 / 590
Instrument Date	Jun 11, 2025
Instrument	202503182
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OAK ST, FULTON, MO 65251-1652

Mortgage

Document Number	0202503183
Date	Jun 12, 2025
Instrument	202503183

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

October 2020: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 23, 2020
Property Address	312 OAK ST, FULTON, MO 65251-1652
Document Number	000488/392
Book / Page	488 / 392
Instrument Date	Jan 9, 2020
Instrument	202007574
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NJ 08618-1430

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	CALLAWAY MO
Recording Date	Jan 16, 2020
Property Address	312 OAK ST, FULTON, MO 65251-1652
Document Number	0202000318
Book / Page	139
Instrument Date	Jan 6, 2020
Instrument	202000318
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NJ 08618-1430

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 6, 2017
Property Address	312 OAK ST, FULTON, MO 65251-1652
Document Number	000469/741
Book / Page	469 / 741
Instrument Date	Dec 1, 2017
Instrument	201708492
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OAK ST, FULTON, MO 65251-1652

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (-0.09%)	$17,940 (-)	$94,420 (-)
2024	$1,109.00 (+0.45%)	$17,940 (-)	$94,420 (-)
2023	$1,104.00 (+2.7%)	$17,940 (+2.72%)	$94,420 (+2.72%)
2022	$1,075.00	$17,465 Land $1,288 Building $16,177
2021			$91,920 Land $6,780 Building $85,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Callabyte Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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