Jefferson County property record for 312 Oak Ln, De Soto, MO 63020
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1953 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,773 (Oct 2025) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2025 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 241.202.10004029 |
| Primary APN | 241.202.10004029 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Heating System | HVAC |
|---|
| Street Address | 312 OAK LN |
|---|---|
| City | DE SOTO |
| State | MO |
| Zip | 63020-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | PT NW FRL1/4 SW FRL1/4 |
| Legal Range | 4E |
| Legal Township | 39N |
| Legal Section | 02 |
| Legal Block | 1 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | VALLE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 701300 |
312 Oak Ln is owned and occupied by an individual who bought it in October 2025.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 OAK LN, DE SOTO, MO 63020-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 22, 2025 | Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Prior Sale | May 22, 2025 · Amount on File |
| Deed Document Number | 202525651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 6, 2025 |
| Property Address | 312 OAK LN, DE SOTO, MO 63020-3836 |
| Document Number | 0000025651 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025R-025651 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | INVESTORS TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2753 STONEHOUSE RD, DE SOTO, MO 63020-4776 |
| Name | Verified Name |
|---|---|
| Address | 312 OAK LN, DE SOTO, MO 63020-3836 |
| Document Number | 0000025652 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025R-025652 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 22, 2025 |
| Property Address | 312 OAK LN, DE SOTO, MO 63020-3836 |
| Document Number | 0000012449 |
| Instrument Date | May 14, 2025 |
| Instrument | 2025R-012449 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1014 N 7TH ST, DE SOTO, MO 63020-1224 |
| Name | Verified Name |
|---|---|
| Address | 2753 STONEHOUSE RD, DE SOTO, MO 63020-4776 |
| Document Number | 0000012450 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 2025R-012450 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 312 Oak Ln was $853.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | De Soto City |
| Unified School District | De Soto 73 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,500 (-) Land $600 Building $12,900 | $71,100 Land $3,400 Building $67,700 | |
| 2025 | $853.00 | $13,500 (+8.87%) Land $600 Building $12,900 | |
| 2024 | $12,400 (-) Land $600 Building $11,800 | $71,100 (+8.55%) Land $3,400 Building $67,700 | |
| 2023 | $793.00 | $12,400 Land $600 Building $11,800 | $65,500 Land $3,400 Building $62,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 312 Oak Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 62 (1983–2016) |
| Claims Outside the SFHA | 9 of 62 |
| Most Recent Claim | Aug 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Oak Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESOTO PWS serves 6,400 people · EPA ID MO6010213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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