312 Oak Hill Rd, Tappahannock, VA 22560 Property Records

Essex County property record for 312 Oak Hill Rd, Tappahannock, VA 22560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,323 sqft · built 1979
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2021)
Tax Bill	$1,041 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-39A`

Property Details

APN / Parcel Number

Primary APN	`34-39A`
Alternative APN	`7076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Basement Area	1,323 sqft
Unfinished Basement	1,323 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Shed	1 Shed
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7076
Street Address	312 OAK HILL RD
City	TAPPAHANNOCK
State	VA
Zip	22560-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	ADJ GRIFFIN
Legal Subdivision	ADJ GRIFFIN
Jurisdiction	ESSEX VA
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3020
Census Tract	950600

Owner

312 Oak Hill Rd is owned and occupied by an individual who bought it in November 2021.

Source: Essex County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	312 OAK HILL RD, TAPPAHANNOCK, VA 22560-5743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage NASA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Deed Document Number	20212102
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Recording Date	Apr 24, 2026
Property Address	312 OAK HILL RD, TAPPAHANNOCK, VA 22560-5743
Document Number	0000000460
Instrument Date	Jan 27, 2026
Instrument	2026460
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OAK HILL RD, TAPPAHANNOCK, VA 22560-5743

Mortgage

Document Number	0000000460,
Date	Apr 24, 2026
Instrument	2026460

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 24, 2066

Interest

Rate	6.15%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	312 OAK HILL RD, TAPPAHANNOCK, VA 22560-5743
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000948
Date	Aug 14, 2020
Instrument	200000948

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Nov 30, 2021
Property Address	312 OAK HILL RD, TAPPAHANNOCK, VA 22560-5743
Document Number	0210002102
Instrument Date	Nov 30, 2021
Instrument	210002102
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OAK HILL RD, TAPPAHANNOCK, VA 22560-5743

Mortgage

Document Number	0210002103
Date	Nov 30, 2021
Instrument	210002103

Lender

Name	NASA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3%

Mortgage

Document Number	0210002104
Date	Nov 30, 2021
Instrument	210002104

Lender

Name	NASA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 312 Oak Hill Rd was $1,041.

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,041.00	$189,300 (-) Land $35,300 Building $154,000	$189,300 (-) Land $35,300 Building $154,000
2025	$1,041.00	$189,300 Land $35,300 Building $154,000	$189,300 Land $35,300 Building $154,000
2023	$1,081.00	$148,120 Land $24,000 Building $124,120	$148,120 Land $24,000 Building $124,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Oak Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Oak Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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