312 NW 11th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 312 NW 11th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$294,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-16-37-35-0020-000I0-0170`

Property Details

APN / Parcel Number

Primary APN	`3-16-37-35-0020-000I0-0170`
Alternative APN	`R31637350020000I00170`

Exterior

Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	150 ft deep x 63 ft wide

Location & Zoning

Street Address	312 NW 11TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-2842
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	MALLARD LANDING (PLAT BOOK 8 PAGES 94 & 95) LOT 17 BLOCK I
Legal Subdivision	MALLARD LANDING
Legal Block	I
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3069
Census Tract	910201

Owner

Source: Okeechobee County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 NW 11TH ST, OKEECHOBEE, FL 34972-2023
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Deed Document Number	20264547
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 23, 2026
Property Address	312 NW 11TH AVE, OKEECHOBEE, FL 34972-2842
Document Number	0000004547
Instrument Date	Apr 20, 2026
Instrument	2026.4547
Record Updated	May 15, 2026
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,858.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 NW 11TH ST, OKEECHOBEE, FL 34972-2023

Mortgage

Document Number	0000004548,
Date	Apr 23, 2026
Instrument	2026..4548

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20