312 NE 4th St, Bend, OR 97701 Property Records

Deschutes County property record for 312 NE 4th St, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,159 sqft · built 2004
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$629,000 (Feb 2021)
Tax Bill$5,101 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN171233 CC 03801

Property Details

APN / Parcel Number

Primary APN171233 CC 03801
Alternative APN
  • 244592

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,159 sqft Living Area
1st Floor Area1,025 sqft
2nd Floor Area1,190 sqft

Exterior

Year BuiltBuilt 2004
Architectural StyleSplit Level
Lot Area5,227 sqft (0.119 acres)
Garage TypeMixed
Garage Area636 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number244592
Street Address312 NE 4TH ST
CityBEND
StateOR
Zip97701-4986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionBLK:6 SUBD:KEYSTONE TERRACE SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-CC
Legal Range12E
Legal Township17S
Legal Section33
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionKEYSTONE TERRACE
Legal Block6
Legal Lot Number15
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2073
Census Tract1502

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2047 HEATHER GLEN DR, SAN JOSE, CA 95130-3101
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Aug 8, 2018Deed of Trust, Mortgage · Commercial Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2021 · Amount on Record
Deed SaleFeb 18, 2021 · Amount on Record
Prior SaleMar 6, 2014 · Amount on Record
Deed Document Number2021-10335
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 18, 2021
Property Address312 NE 4TH ST, BEND, OR 97701-4986
Document Number0000010335
Instrument DateFeb 11, 2021
Instrument2021-10335
Transaction TypeTransfer
Record UpdatedNov 21, 2023
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2047 HEATHER GLEN DR, SAN JOSE, CA 95130-3101
InvestorPossibly a Property Investor

Mortgage

Document Number0000010336
DateFeb 18, 2021
Instrument2021-10336
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address312 NE 4TH ST, BEND, OR 97701-4986
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032326
DateAug 8, 2018
Instrument2018-32326
Lender
NameUMPQUA BANK
TypeBank
AddressBEND, OR 97701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,101.00 (+3.93%)$301,960 (+3%)$840,210 (+2.13%) Land $239,370 Building $600,840
2024$4,908.00 (+7.87%)$293,170 (+3%)$822,710 (-) Land $239,370 Building $583,340
2023$4,550.00$284,640$822,710 Land $239,370 Building $583,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,300 / 2,300
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Verizon, Webformix.

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