312 N Root St, Aurora, IL 60505 Property Records

Kane County property record for 312 N Root St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1902
Lot Size	0.174 acres (7,590 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Sep 2025)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-283-015`

Property Details

APN / Parcel Number

Primary APN	`15-22-283-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	7,590 sqft (0.174 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	312 N ROOT ST
City	AURORA
State	IL
Zip	60505-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARR & YOUNGS ADD S 10 FT LOT 1 & 2 N 47 1/2 FT LOTS 14 & 15 BLK 4
Legal Subdivision	BARR&YOUNGS ADD
Legal Block	4
Legal Lot Number	1&2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3005
Census Tract	853402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3517 BAILEY ST, PLANO, IL 60545-2070
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Sep 25, 2025	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	202537188
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	0000027820
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	312 N ROOT ST, AURORA, IL 60505-2634
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 BAILEY ST, PLANO, IL 60545-2070

Mortgage

Document Number	0000003416
Date	Jan 26, 2026
Instrument	2026K003416

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 25, 2025
Property Address	312 N ROOT ST, AURORA, IL 60505-2634
Document Number	0000037188
Instrument Date	Aug 29, 2025
Instrument	2025K037188
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 BAILEY ST, PLANO, IL 60545-2070
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037189
Date	Sep 25, 2025
Instrument	2025K037189

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00 (+4.21%)	$49,237 (+9.39%) Land $8,914 Building $40,323	$147,770 (+9.39%) Land $26,753 Building $121,017
2024	$3,085.00 (+1.35%)	$45,011 (+12.33%) Land $8,149 Building $36,862	$135,087 (+12.37%) Land $24,457 Building $110,630
2022	$3,044.00 (+1.1%)	$40,072 (+7.41%) Land $6,643 Building $33,429	$120,216 (+7.41%) Land $19,929 Building $100,287
2021	$3,011.00	$37,308 Land $6,185 Building $31,123	$111,924 Land $18,555 Building $93,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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