McHenry County property record for 312 N River Rd, Fox River Grove, IL 60021
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 594 sqft · built 1922 |
| Lot Size | 0.083 acres (3,626 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (May 2024) |
| Tax Bill | $3,870 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-18-428-007 |
| Primary APN | 20-18-428-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 594 sqft Living Area |
| 1st Floor Area | 396 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Frame |
| Lot Area | 3,626 sqft (0.083 acres) |
| Lot Dimensions | 141 ft deep x 24 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 312 N RIVER RD |
|---|---|
| City | FOX RIVER GROVE |
| State | IL |
| Zip | 60021-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0013080 LT 17 BLK 2 1ST ADDN TO FOX RIVER GROVE |
| Legal Subdivision | 1ST ADDN TO FOX RIVER GROVE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 871402 |
Source: McHenry County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1315 MULBERRY LN, CARY, IL 60013-1854 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Sep 30, 2021 | Intrafamily Transfer, Transfer |
| Aug 15, 2018 | Grant Deed, Foreclosure CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 202413080 |
| Prior Transfer Date | Sep 29, 2021 |
| Prior Transfer Doc | 0000053206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 312 N RIVER RD, FOX RIVER GROVE, IL 60021-1026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 N RIVER RD, FOX RIVER GROVE, IL 60021-1026 |
| Document Number | 0000007209 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026R0007209 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 30, 2021 |
| Property Address | 312 N RIVER RD, FOX RIVER GROVE, IL 60021-1026 |
| Document Number | 0000053206 |
| Map Reference | MB 3 PG 25 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021R0053206 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 N RIVER RD, FOX RIVER GROVE, IL 60021-1026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 15, 2018 |
| Property Address | 312 N RIVER RD, FOX RIVER GROVE, IL 60021-1026 |
| Document Number | 0000027995 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 27995 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 N RIVER RD FOX RIVER GROVE IL 600211026, FOX RIVER GROVE, IL 60021-1026 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Fox River Grove Village |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Fox River Grove Consolidated School District 3 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,870.00 | $48,382 (+4.81%) Land $12,389 Building $35,993 | $145,146 (+4.81%) Land $37,167 Building $107,979 |
| 2022 | Homeowner's exemption | $46,161 Land $20,406 Building $25,755 | $138,483 Land $61,218 Building $77,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (1979–2026) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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