312 N Nesmith Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 312 N Nesmith Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,336 sqft · built 1890
Lot Size	0.141 acres (6,146 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2023)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-403-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-403-007-000`
Alternative APN	`29631`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,336 sqft Finished Area
Gross Area	1,319 sqft
1st Floor Area	776 sqft
Upper Floors Area	543 sqft
Basement Area	560 sqft
Finished Basement	280 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,146 sqft (0.141 acres)
Lot Dimensions	140 ft deep x 43.9 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	246 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	29631
Street Address	312 N NESMITH AVE
City	SIOUX FALLS
State	SD
Zip	57103-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 2 DAKOTA IMPROVEMENT CO`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	DAKOTA IMPROVEMENT CO`S 1ST ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3007
Census Tract	500

Owner

312 N Nesmith Ave is owned and occupied by an individual who bought it in December 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	312 N NESMITH AVE, SIOUX FALLS, SD 57103-1315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage PLAINS COMMERCE BANK
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Jul 16, 2019	Deed of Trust, Mortgage HERITAGE BANK NA
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN STATE BANK
Oct 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Book / Page	623-D / 381
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	312 N NESMITH AVE, SIOUX FALLS, SD 57103-1315
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001978/481
Date	Dec 6, 2023
Book Page	1978/481

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST, SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	312 N NESMITH AVE, SIOUX FALLS, SD 57103-1315
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001978/478
Date	Dec 6, 2023
Book Page	1978/478

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST, SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	312 N NESMITH AVE, SIOUX FALLS, SD 57103-1315
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N MINNESOTA AVE 400, 400, SIOUX FALLS, SD 57104-6475

Mortgage

Document Number	1862MTG/852
Date	Jul 16, 2019
Book Page	1862 MTG/852

Lender

Name	HERITAGE BANK NA
Type	Bank
Address	SPICER, MN 56288

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	312 N NESMITH AVE, SIOUX FALLS, SD 57103-1315
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1848MTG/277
Date	Oct 2, 2018
Book Page	1848 MTG/277

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2019

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 2, 2018
Property Address	312 N NESMITH AVE, SIOUX FALLS, SD 57103-1315
Document Number	585DEED/0585
Book / Page	585 DEED / 0585
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6601 W ESSEX DR, 6601, SIOUX FALLS, SD 57106-1659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1231, SIOUX FALLS, SD 57101-1231

Tax Assessment & Valuation

The 2025 property tax bill for 312 N Nesmith Ave was $2,351.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,680 (+5.02%) Land $19,978 Building $161,702	$181,680 Land $19,978 Building $161,702
2025	$2,351.00	$173,000 (+5.68%) Land $20,200 Building $152,800
2024	$2,351.00	$163,700 Land $16,800 Building $146,900
2022	$2,087.00	$110,500 Land $13,100 Building $97,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 N Nesmith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 N Nesmith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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