312 N Neeper St, Capac, MI 48014 Property Records

St. Clair County property record for 312 N Neeper St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1935
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (May 2024)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0190-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0190-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	748 sqft Living Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 N NEEPER ST
City	CAPAC
State	MI
Zip	48014-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 9 B3N R1W VILLAGE OF CAPAC
Legal Subdivision	VILLAGE OF CAPAC
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1007
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 N NEEPER ST, CAPAC, MI 48014-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JAL REALTY ROTH LLC
May 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	20249464
Deed Book / Page	5716 / 292
Prior Transfer Date	May 10, 2012
Prior Transfer Doc	004255/423
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	312 N NEEPER ST, CAPAC, MI 48014-3036
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 KILDARE DR, DAVISON, MI 48423-8471

Mortgage

Document Number	0005579952
Date	Nov 21, 2022
Book Page	5579/952
Instrument	2022025903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2022
Property Address	312 N NEEPER ST, CAPAC, MI 48014-3036
Document Number	0005568432
Book / Page	5568 / 432
Map Reference	LB H PG 72
Instrument Date	Sep 27, 2022
Instrument	2022023118
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16126 BURT RD, MUSSEY, MI 48014-4009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 N NEEPER ST, CAPAC, MI 48014-3036

Mortgage

Document Number	2022025903
Date	Oct 7, 2022
Instrument	2022025903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 13, 2021
Property Address	312 N NEEPER ST, CAPAC, MI 48014-3036
Document Number	5365622
Book / Page	5365 / 622
Map Reference	LB H PG 72
Instrument Date	Apr 22, 2021
Instrument	2021014610
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5705 REYNOLDS RD, 5705, IMLAY CITY, MI 48444-9708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16126 BURT RD, MUSSEY, MI 48014-4009

Mortgage

Document Number	2021014611
Date	May 13, 2021
Instrument	2021014611

Lender

Name	JAL REALTY ROTH LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 13, 2021
Property Address	312 N NEEPER ST, CAPAC, MI 48014-3036
Document Number	5365620
Book / Page	5365 / 620
Map Reference	LB H PG 72
Instrument Date	Apr 16, 2021
Instrument	2021014609
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14691 KOEHN RD, 14691, MUSSEY, MI 48014-4308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 REYNOLDS RD, IMLAY CITY, MI 48444

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,200 (+15.32%)	$114,400 (+15.32%)
2025	$1,369.00 (+5.8%) Homeowner's exemption	$49,600 (+11.21%)
2024	$1,294.00 (+17.1%)		$99,200 (+11.21%)
2023		$44,600
2022	$1,105.00		$89,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

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