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312 N 5th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 312 N 5th St, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,193 sqft · built 1914
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on File
Last Sale$458,850 (Jul 2024)
Tax Bill$3,998 (2025)
Deeds & MortgagesSep 2017 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN011230A000

Property Details

APN / Parcel Number

Primary APN011230A000
Alternative APN
  • 6-009D-4244-00-0003.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,193 sqft Living Area
Gross Area3,247 sqft
1st Floor Area2,202 sqft
Basement Area1,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleMulti-Level
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
PorchOpen Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number011230A000
Street Address312 N 5TH ST
CitySAINT CHARLES
StateMO
Zip63301-1854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDENKER SUB LOT 3
Legal SubdivisionDENKERS SUB
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1050
Census Tract310502

Owner

Source: St. Charles County records · APN 011230A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5901 RADFORD AVE, VALLEY VILLAGE, CA 91607-1327
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2024 · Amount on Record
Deed SaleJul 18, 2024 · Amount on Record
Prior SaleSep 15, 2010 · Amount on Record
Deed Document Number202428464
Prior Transfer DateSep 10, 2010
Prior Transfer Doc0054510155
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address312 N 5TH ST, SAINT CHARLES, MO 63301-1854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068111946
DateSep 22, 2017
Book Page6811/1946
Instrument20170922000597540
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 08, 2047

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address312 N 5TH ST, SAINT CHARLES, MO 63301-1854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069860694
DateOct 03, 2018
Book Page6986/0694
Instrument20181003000568710
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueOct 01, 2039

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address312 N 5TH ST, SAINT CHARLES, MO 63301-1854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071990640
DateDec 13, 2019
Book Page7199/0640
Instrument20191213000720210
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,998.00 (+4.66%)$63,893 (+7.22%)$336,275 (+7.22%) Land $50,000 Building $286,275
2024$3,820.00
2023$59,590
2022$313,633 Land $37,500 Building $276,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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