312 N 45th St, Seattle, WA 98103 Property Records

King County property record for 312 N 45th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,740 sqft · built 1927
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,000 (Sep 2010)
Tax Bill	$12,235 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`952210-0575`

Property Details

APN / Parcel Number

Primary APN	`952210-0575`
Alternative APN	`952210057503`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,290 sqft
Upper Floors Area	450 sqft
Basement Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Triplex
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Attached
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	952210057503
Street Address	312 N 45TH ST
City	SEATTLE
State	WA
Zip	98103-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR1 (M)
Legal Description	WOODLAND ADD SUPL BLKS 1 TO 5 19 & E 12.5 FT OF 20
Legal Range	04
Legal Township	25
Legal Section	07
Legal Subdivision	WOODLAND ADD SUPL BLKS 1 TO 5
Legal Block	5
Legal Lot Number	19-20
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2002
Census Tract	4901

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 N 45TH ST, SEATTLE, WA 98103-6305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Construction Mortgage HOMESTREET BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
May 22, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2010 · Amount on Record
Deed Sale	Sep 16, 2010 · Amount on Record
Prior Sale	Oct 16, 2003 · Amount on Record
Deed Document Number	20101181
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	312 N 45TH ST, SEATTLE, WA 98103-6305
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 N 45TH ST, SEATTLE, WA 98103-6305

Mortgage

Document Number	0000000550
Date	Mar 16, 2022
Instrument	20220316000550

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	312 N 45TH ST, SEATTLE, WA 98103-6305
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002656
Date	Jan 25, 2021
Instrument	20210125002656

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	312 N 45TH ST, SEATTLE, WA 98103-6305
Document Number	0000000405
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 N 45TH ST SEATTLE WA 981036305, SEATTLE, WA 98103-6305

Mortgage

Document Number	0000000405
Date	Jun 9, 2020
Instrument	202006090405

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	312 N 45TH ST, SEATTLE, WA 98103-6305
Document Number	0000000961
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 N 45TH ST SEATTLE WA 981036305, SEATTLE, WA 98103-6305

Mortgage

Document Number	0000000961
Date	Jun 23, 2017
Instrument	201706230961

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,235.00 (+14.88%)
2025		$1,172,000 (+7.13%) Land $830,000 Building $342,000	$1,172,000 (+7.13%) Land $830,000 Building $342,000
2024	$10,650.00 (+12.31%)	$1,094,000 (-1%) Land $1,093,000 Building $1,000	$1,094,000 (-1%) Land $1,093,000 Building $1,000
2022	$9,483.00	$1,105,000 Land $962,000 Building $143,000	$1,105,000 Land $962,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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