312 N 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 312 N 3rd St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3,221 sqft
OwnerCompany Name on Record
Last Sale$260,000 (Dec 2020)
Tax Bill$2,451 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR008-0001-0009

Property Details

APN / Parcel Number

Primary APNR008-0001-0009
Alternative APNs
  • 126575
  • 89449
  • 56152

Interior

Stories2 Stories
Building Area3,221 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Total Buildings2 Buildings

Location & Zoning

Account Number56152
Street Address312 N 3RD ST
CityRICHMOND
StateKY
Zip40475-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHLY PLACE LOT 28
Legal SubdivisionASHLY PLACE
Legal Lot Number28
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2014
Census Tract10602

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3556 ROCKY HILL TER, LEXINGTON, KY 40517-1424
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleSep 13, 2011 · Amount on Record
Deed Document Number2014026262
Deed Book / PageD00798 / 651
Record UpdatedJun 8, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateDec 21, 2020
Property Address312 N 3RD ST, RICHMOND, KY 40475-1422
Document NumberD00798/651
Book / PageD00798 / 651
Instrument DateDec 17, 2020
Instrument2014026262
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6019 ATWOOD DR, 6019, RICHMOND, KY 40475-8360

Transferred To (Grantee/Buyer)

NameVerified Name
Address3556 ROCKY HILL TER, LEXINGTON, KY 40517-1424

Mortgage

Document Number2014026263
DateDec 21, 2020
Instrument2014026263
Lender
NameTRADITIONAL BANK INC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,451.00 (-2.82%) Additional exemption filed$260,000 (-)$260,000 (-)
2023$2,522.00 (-0.28%)$260,000 (-)$260,000 (-)
2022$2,529.00$260,000$260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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