312 Muddy Ln, Vista, CA 92084 Property Records

San Diego County property record for 312 Muddy Ln, Vista, CA 92084 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,797 sqft · built 1998
Lot Size	0.315 acres (13,717 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Dec 1997)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176-092-39-00`

Property Details

APN / Parcel Number

Primary APN	`176-092-39-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,797 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	13,717 sqft (0.315 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	312 MUDDY LN
City	VISTA
State	CA
Zip	92084-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR B TR PM15999
Legal Subdivision	CITY OF VISTA
Legal Tract	15999
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	19601

Owner

Source: San Diego County records · APN 176-092-39-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 MUDDY LN, VISTA, CA 92084-5624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 1997 · Amount on Record
Deed Sale	Dec 31, 1997 · Amount on Record
Prior Sale	May 26, 1994 · Amount on Record
Deed Document Number	1997669453
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	312 MUDDY LN, VISTA, CA 92084-5624
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MUDDY LN, VISTA, CA 92084-5624

Mortgage

Document Number	0000437686
Date	Jun 15, 2021
Instrument	2021-0437686

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$353,401 (+2%) Land $116,083 Building $237,318
2025	$4,595.00 (+7.26%) Homeowner's exemption	$346,472 (+4.04%) Land $113,807 Building $232,665
2023	$4,284.00 (+0.26%) Homeowner's exemption	$333,020 Land $109,389 Building $223,631
2022	$4,273.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730196014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.