Kendall County property record for 312 Monica Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.165 acres (7,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Dec 2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-486-019 |
| Primary APN | 03-16-486-019 |
|---|
| Lot Area | 7,189 sqft (0.165 acres) |
|---|
| Street Address | 312 MONICA LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 92 OF PIPER GLEN - PHASE 2 - 202400012029 |
| Legal Lot Number | 92 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 890107 |
312 Monica Ln is owned by two individuals who bought it in December 2025.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 211 OXFORD CT, OSWEGO, IL 60543-8435 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Correction Deed MI TITLE |
| Dec 5, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Deed Document Number | 202516047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 21, 2026 |
| Property Address | 312 MONICA LN, OSWEGO, IL 60543-1169 |
| Document Number | 0000010525 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202610525 |
| Record Updated | Jul 30, 2026 |
| Title Company | MI TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $69,690.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 MONICA LN, OSWEGO, IL 60543-1169 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 5, 2025 |
| Property Address | 312 MONICA LN, OSWEGO, IL 60543-1169 |
| Document Number | 0000016047 |
| Map Reference | DOC 202400012029 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 202500016047 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 312 MONICA LN, OSWEGO, IL 60543-1169 |
| Document Number | 0000016048 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 202500016048 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $25,455 (+133,873.68%) Land $3,677 Building $21,778 | $76,365 (+133,873.68%) Land $11,031 Building $65,334 |
| 2024 | $19 Land $19 | $57 Land $57 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 312 Monica Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 312 Monica Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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