Etowah County property record for 312 Manor St, Gadsden, AL 35901
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,056 sqft · built 1969 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2019) |
| Tax Bill | $1,384 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-21-3-000-097.000 |
| Primary APN | 15-05-21-3-000-097.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,056 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| 2nd Floor Area | 1,056 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 260210 |
|---|---|
| Street Address | 312 MANOR ST |
| City | GADSDEN |
| State | AL |
| Zip | 35901-5545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 3 LOVEMAN-HOFFMAN SUB PLAT H-14 21-12-6 1056-543,1375-603,1426-948,D-1999-4216,D-2010-3334173, D-2019-3486911,D-2022-3535804(ROS) |
| Legal Range | 6E |
| Legal Township | 12S |
| Legal Section | 21 |
| Legal Subdivision | LOVEMAN-HOFFMAN SUB |
| Legal Lot Number | 3 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1100 |
312 Manor St is owned and occupied by two individuals who bought it in July 2019.
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 MANOR ST, GADSDEN, AL 35901-5545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jul 8, 2019 | Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Deed Document Number | 20193486911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 312 MANOR ST, GADSDEN, AL 35901-5545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 MANOR ST, GADSDEN, AL 35901-5545 |
| Document Number | 0003535805 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 3535805 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ETOWAH AL |
| Recording Date | Jul 8, 2019 |
| Property Address | 312 MANOR ST, GADSDEN, AL 35901-5545 |
| Document Number | 0003486911 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 3486911 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 MANOR ST, GADSDEN, AL 35901-5543 |
| Document Number | 0003486912 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 3486912 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0003486911 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 3486911 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 312 Manor St was $1,384 with a homeowner's exemption, down 5.7% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Gadsden City |
| Unified School District | Gadsden City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,384.00 (-5.66%) Homeowner's exemption | ||
| 2025 | $1,467.00 Homeowner's exemption | $30,940 Land $4,740 Building $26,200 | $309,300 Land $47,400 Building $261,900 |
| 2023 | $1,467.00 (-43.79%) Homeowner's exemption | $30,930 (+16.1%) Land $4,740 Building $26,190 | $309,300 (+16.1%) Land $47,400 Building $261,900 |
| 2022 | $2,610.00 | $26,640 Land $4,740 Building $21,900 | $266,400 Land $47,400 Building $219,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Manor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Manor St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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