312 Malone Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 312 Malone Dr, Toccoa, GA 30577 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	3,590 sqft Heated Area
Lot Size	341,510 sqft (7.84 acres)
Pool	512 sqft
Occupancy	Owner Occupied
Tax Bill	$2,868.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`052A 012`
Alternative APN	`346900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	3,590 sqft Heated Area
Basement Area	1,056 sqft Basement
Unfinished Basement	1,056 sqft Unfinished
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	341,510 sqft (7.84 acres)

Exterior Amenities

Pool Area	512 sqft Pool
Deck Area	520 sqft Deck
Patio Area	520 sqft Patio
Porch Area	156 sqft Porch
Topography	Gentle Slope Topography
Canopy Area	360 sqft Canopy
Pole Structure	100 sqft Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	346900
Street Address	312 MALONE DR
City	TOCCOA
State	GA
Zip	30577-8269
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OFF WHISPERING PINES
Legal Subdivision	0400 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Minor Civil Division	ROCK CREEK
Census Blockgroup	1
Census Block	1019
Census Tract	970202

Owner

Source: Stephens County records · APN 052A 012

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 MALONE DR, TOCCOA, GA 30577-8269
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FEDERAL SAVINGS AND LOAN
May 06, 2025	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jun 10, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 08, 2021	Correction Deed, Transfer ATTORNEY ONLY
Mar 24, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 04, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 1994
Deed Sale	Jun 01, 1994
Deed Book / Page	310 / 57
Last Transfer Date	Mar 17, 2021
Transfer Doc	0012440441
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	312 MALONE DR, TOCCOA, GA 30577-8269
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MALONE DR, TOCCOA, GA 30577-8269

Mortgage

Document Number	0012550000000115
Date	Jun 10, 2021
Book Page	0000001255/0000000115

Lender

Name	OCONEE FEDERAL SAVINGS AND LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	312 MALONE DR, TOCCOA, GA 30577-8269
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MALONE DR, TOCCOA, GA 30577-8269

Mortgage

Document Number	0014050000000325
Date	May 06, 2025
Book Page	0000001405/0000000325
Instrument	D2025-001311

Lender

Name	DISCOVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 10, 2021
Property Address	312 MALONE DR, TOCCOA, GA 30577-8269
Document Number	0012550096
Book / Page	001255 / 000096
Instrument Date	Jun 02, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MALONE DR EASTANOLLEE GA 30538, EASTANOLLEE, GA 30538

June 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 08, 2021
Property Address	312 MALONE DR, TOCCOA, GA 30577-8269
Document Number	0012540502
Book / Page	001254 / 000502
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MALONE DR TOCCOA GA 305778269, TOCCOA, GA 30577-8269

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 24, 2021
Property Address	312 MALONE DR, TOCCOA, GA 30577-8269
Document Number	0012440441
Book / Page	001244 / 000441
Instrument Date	Mar 17, 2021
Transaction Type	Transfer
Record Updated	Apr 14, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MALONE DR TOCCOA GA 305778269, TOCCOA, GA 30577-8269

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	312 MALONE DR, TOCCOA, GA 30577-8269
Document Number	0011570352
Instrument Date	Aug 04, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MALONE DR TOCCOA GA 305778269, TOCCOA, GA 30577-8269

Mortgage

Document Number	0011570352
Date	Aug 15, 2018
Book Page	001157/000352

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2033

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (+11.47%) Homeowner's exemption	$118,649 (+34.13%) Land $11,397 Building $107,252	$296,623 (+34.14%) Land $28,492 Building $268,131
2023	$2,573.00 (+3.25%) Homeowner's exemption	$88,455 (+5.66%) Land $11,397 Building $77,058	$221,136 (+5.66%) Land $28,492 Building $192,644
2022	$2,492.00 Homeowner's exemption	$83,719 Land $11,397 Building $72,322	$209,296 Land $28,492 Building $180,804

Flood & Wildfire

312 Malone Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 50th in Georgia
Wildfire Likelihood	Moderate — about 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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