Carroll County property record for 312 Main St, New Windsor, MD 21776
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,962 sqft · built 1854 |
| Lot Size | 0.208 acres (9,048 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $275,000 (Sep 2026) |
| Tax Bill | $2,571 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-009689 |
| Primary APN | 11-009689 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Total Area |
| Year Built | Built 1854 |
|---|---|
| Effective Year Built | Effective 1854 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 9,048 sqft (0.208 acres) |
| Porch | Slab |
| Porch Area | 143 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 009689 |
|---|---|
| Street Address | 312 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9759 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | VILLA |
| Legal Description | LT - 9048 SF 312 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
312 Main St, a townhouse, is owner-occupied and held in a trust since September 2026.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2446 FRIZZELLBURG RD, WESTMINSTER, MD 21158-3671 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed, Transfer LAKESIDE TITLE |
| Mar 20, 2024 | Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Prior Sale | Mar 20, 2024 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 11875 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 29, 2026 |
| Property Address | 312 MAIN ST, NEW WINDSOR, MD 21776-9759 |
| Document Number | 1187000001 |
| Book / Page | 11875 / 1 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $277,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2446 FRIZZELLBURG RD, WESTMINSTER, MD 21158-3671 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 20, 2024 |
| Property Address | 312 MAIN ST, NEW WINDSOR, MD 21776-9759 |
| Document Number | 0112110294 |
| Book / Page | 11211 / 294 |
| Instrument Date | Feb 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $933.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 312 MAIN ST, NEW WINDSOR, MD 21776-9759 |
| Document Number | 0112110300 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 11211-0300 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 312 Main St was $2,571 with a homeowner's exemption, up 4.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,571.00 (+4.68%) Homeowner's exemption | $186,100 | $194,400 Land $82,700 Building $111,700 |
| 2025 | $2,456.00 Homeowner's exemption | ||
| 2023 | $2,330.00 | $167,467 | $169,500 Land $75,700 Building $93,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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