312 Main St, Natchez, MS 39120 Property Records

Adams County property record for 312 Main St, Natchez, MS 39120

Property Summary

Property TypeRestaurant
Details5,904 sqft · built 1890
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Tax Bill$5,750 (2025)
Deeds & MortgagesJul 2018 Refinance
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN0002 0002 0009

Property Details

APN / Parcel Number

Primary APN0002 0002 0009
Alternative APNs
  • 014819
  • 14819

Interior

Building Area5,904 sqft Total Area
1st Floor Area3,300 sqft
2nd Floor Area2,624 sqft
FlooringOther
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1890
Exterior MaterialOther
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number14819
Street Address312 MAIN ST
CityNATCHEZ
StateMS
Zip39120-3462
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionB & L 312 MAIN ST 41-111E-63
Legal Range03W
Legal Township07N
Legal Section22
JurisdictionADAMS MS
Township / Civil Division1
Census Block Group2
Census Block2029
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Natchez On-Top-of-the-Hill Historic District
listed 1979 · 444 contributing resources · NRIS 79003381

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Adams County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16626 DAZA DR, RAMONA, CA 92065-4623
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED MISSISSIPPI BANK
Oct 23, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2022
Deed SaleSep 1, 2022
Deed Document Number000028S653
Deed Book / Page27F / 282
Prior Transfer DateOct 23, 2017
Prior Transfer Doc118126
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MS
Property Address312 MAIN ST, NATCHEZ, MS 39120-3462
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000924/656
DateJul 19, 2018
Book Page924/656
Instrument120800
Lender
NameUNITED MISSISSIPPI BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS MS
Recording DateOct 23, 2017
Property Address312 MAIN ST, NATCHEZ, MS 39120-3462
Document Number00027F/282
Book / Page27F / 282
Instrument DateOct 18, 2017
Instrument118126
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 18051, NATCHEZ, MS 39122-8051

Tax Assessment & Valuation

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
MunicipalityNatchez City
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,750.00 (+24.65%)$35,200 (+27.37%)$234,660 (+27.37%) Land $15,250 Building $219,410
2024$4,613.00 (-0.47%)$27,637 (-0.47%)$184,240 (-0.47%) Land $15,250 Building $168,990
2023$4,635.00 (+5.87%) Homeowner's exemption$27,767 (-) Land $2,288 Building $25,479$185,110 (-) Land $15,250 Building $169,860
2022$4,378.00$27,767
2021$185,110 Land $15,250 Building $169,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1985–2025)
Claims Outside the SFHA2 of 8
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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