312 Main St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 312 Main St, Mount Vernon, IL 62864

Property Summary

Property TypeResidential Vacant Land
Lot Size0.226 acres (9,862 sqft)
OwnerIndividual Name on Record
Last Sale$3,000 (Jul 2026)
Tax Bill$183 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-29-406-016

Property Details

APN / Parcel Number

Primary APN07-29-406-016

Exterior

Lot Area9,862 sqft (0.226 acres)

Location & Zoning

Street Address312 MAIN ST
CityMOUNT VERNON
StateIL
Zip62864-3648
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionVARNELL'S, GEO ADD LOT 13 BLK 2
Legal SubdivisionVARNELL'S, GEO ADD
Legal Block2
Legal Lot Number13
JurisdictionJEFFERSON IL
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2004
Census Tract51000

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 MAIN ST, MOUNT VERNON, IL 62864-3648
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES NATIONAL BANK
Jul 2, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 4, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2026 · Amount on Record
Deed SaleJul 2, 2026 · Amount on Record
Prior SaleApr 4, 2017 · Amount on Record
Deed Document Number20262470
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Recording DateJul 21, 2026
Property Address312 MAIN ST, MOUNT VERNON, IL 62864-3648
Document Number0000002746
Instrument DateJul 17, 2026
Instrument20262746
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002746,
DateJul 21, 2026
Instrument20262746
Lender
NamePEOPLES NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateJul 2, 2026
Property Address312 MAIN ST, MOUNT VERNON, IL 62864-3648
Document Number0000002470
Instrument DateJun 19, 2026
Instrument20262470
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$454.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 MAIN ST, MOUNT VERNON, IL 62864-3648
InvestorPossibly a Property Investor

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateApr 4, 2017
Property Address312 MAIN ST, MOUNT VERNON, IL 62864-3648
Document Number201701372
Instrument DateMar 31, 2017
Instrument201701372
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18276 DIRT RIDERS RD, MOUNT VERNON, IL 62864-8193
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionMount Vernon Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$183.00 (+1.1%)$2,260 (-68.41%) Land $2,260$6,780 (-68.41%) Land $6,780
2024$181.00 (-72.66%)
2022$7,155 Land $7,155$21,465 Land $21,465
2021$662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST MOUNT VERNON WATER COMPANY
private · serves 5,483 people · EPA ID IL0810010
Water SourcePurchased surface water from MOUNT VERNON
Last State InspectionMay 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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