Franklin County property record for 312 Lyons Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1958 |
| Lot Size | 0.359 acres (15,674 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2021) |
| Tax Bill | $1,557 (2025) |
| Deeds & Mortgages | Jan 2012 Mortgage Dec 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-11-005.00 |
| Primary APN | 075-30-11-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,674 sqft (0.359 acres) |
| Lot Dimensions | 90 ft deep x 137 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 75200 |
|---|---|
| Street Address | 312 LYONS DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-5511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN ACRES LOT 90 |
| Legal Subdivision | FRANKLIN ACRES |
| Legal Phase | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 70704 |
312 Lyons Dr is owned and occupied by an individual who bought it in September 2021.
Source: Franklin County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2012 | Deed of Trust, Mortgage FIRST FSB OF FRANKFORT |
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 22, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HONOR STATE BANK |
| Jun 22, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK INC |
| Sep 2, 2021 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on File |
| Deed Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 2021533211 |
| Deed Book / Page | 606 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1227/577 |
|---|---|
| Date | Jan 27, 2012 |
| Book Page | M1227/577 |
| Instrument | 381498 |
| Name | FIRST FSB OF FRANKFORT |
|---|---|
| Address | FRANKFORT, KY 40602 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 27, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Investor | Possibly a Property Investor |
| Document Number | 00M1799/31 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | M1799/31 |
| Instrument | 892661 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M966/705 |
|---|---|
| Date | Jun 22, 2005 |
| Book Page | M966/705 |
| Instrument | 284795 |
| Name | THE HONOR STATE BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Mar 21, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M966/692 |
|---|---|
| Date | Jun 22, 2005 |
| Book Page | M966/692 |
| Instrument | 284794 |
| Name | FIRST BANK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Apr 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 2, 2021 |
| Property Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Document Number | 000D606/53 |
| Book / Page | D606 / 53 |
| Map Reference | MB 471 PG 374 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 533211 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 HUNTERS TRCE, FRANKFORT, KY 40601-9643 |
| Name | Verified Name |
|---|---|
| Address | 312 LYONS DR, FRANKFORT, KY 40601-5511 |
| Document Number | 0000533212 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 533212 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Number | 0M1621/773 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | M1621/773 |
| Instrument | 533214 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2031 |
The 2025 property tax bill for 312 Lyons Dr was $1,557.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 | $130,000 Land $15,000 Building $115,000 | $130,000 Land $15,000 Building $115,000 |
| 2023 | $1,553.00 (+0.91%) | $130,000 (-) | $130,000 (-) |
| 2022 | $1,539.00 | $130,000 | $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Lyons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 Lyons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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